Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

388 Fulton St Unit 404, San Francisco, CA, 94102

0beds
1baths
326sqft
$349,617
$1,072price/sqft
$2,700/moest. monthly cost
$108,000/yrincome needed

About This Home

Studio Below Market Rate (BMR) housing Hayes Valley opportunity available at 100% Area Median Income (AMI). Maximum income for 1 people = $104,900; 2 = $119,900; 3 = $134,850; 4= $149,850 etc. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. The unit will be available on a first come first served basis starting on 06/18/2024 at 8:00 AM PST. Please visit https://www.sf.gov/step-by-step/388-fulton-street-unit-404 to view the listing and for application & program info. Fair Housing Opportunity. 99 Walker's Paradise, 100 Rider's Paradise, and 99 Biker's Paradise. Centrally located to FIDI, Freeway, SF Ballet, SF Opera, Jazz Center, Bill Graham Auditorium, Asian Art Museum, The Mission, the Castro, Duboce Triangle, and more. Equal Housing Opportunity. Temporary Waivers in place AMI +20%; Remove First Time Buyer Requirement; Household Size; Lower Financing and more! See docs.

Getting Around

99
WalkingWalker's Paradise
100
TransitRider's Paradise
99
BikeBiker's Paradise

Schools

6/10
2/10
3/10
Mission High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Original
  • Year built: 2016

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bathroom

  • Features: Tub w/Shower Over

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Interior Area

  • Total structure area: 326
  • Total interior livable area: 326 sqft

Kitchen

  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 0785097
  • Attached to another structure: Yes
  • Special condition: Housing Assist Program

Features

  • Levels: One

Lot

  • Lot size: 0.29 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,767$21,204
Home Insurance *$113$1,356
Property Taxes $422$5,064
Electricity $398$4,786
Total$2,700$32,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,571/yr
40% on housing$81,000/yr
45% on housing$72,000/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,072This listing

vs Other Active Listings

Avg $/sqft

ZIP 94102$411
San Francisco County$695

vs Homes Sold Last Month

Median $/sqft

ZIP 94102$754
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-25Listed for sale$349,617
2017-01-24Sold$266,500

For Sale by Agent

AgentGina W. Tse
BrokerageReal Estate Revolution

Similar Homes