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18 Amber Ln, Esko, MN, 55733

2beds
2baths
1,680sqft
$445,000
$265price/sqft
$2,989/moest. monthly cost
$119,560/yrincome needed

About This Home

Welcome to this gorgeous 2 bedroom, 2 bathroom condo offering easy one level living in a thoughtfully designed space. Built in 2017, this home is move in ready and waiting for its second owner. The open floor plan creates a seamless flow between the spacious living room, dining area, and an incredible kitchen featuring quarts countertops, stainless steel appliances, and an oversized center island perfect for gathering and entertaining. Sliding doors lead to a private patio overlooking peaceful woods and a pond, creating a relaxing outdoor retreat. The large primary suite offers a generous walk-in closet and private 3/4 bath, while the additional bedroom and full bath with built-ins provide comfortable space for guests. You'll also appreciate the functional mudroom and laundry area located just off the heated attached garage. With association maintained lawn care and snow removal, this home offers a low maintenance lifestyle so you can enjoy more and worry less.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

9/10
10/10
Lincoln SecondaryGrades 7-120.6 mi

Construction

Condition

  • Year built: 2017

Materials

  • Roof: Architectural Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 220.1
  • Dimensions: 15.5 x 14.2

Bedroom2

  • Level: Main
  • Area: 182
  • Dimensions: 14 x 13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 126
  • Dimensions: 12.6 x 10

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,680

Heating & Cooling

  • Heating features: Boiler,Ductless Mini-Split,Fireplace(s),In-Floor Heating
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Kitchen

  • Level: Main
  • Area: 199.2
  • Dimensions: 16.6 x 12

Laundry

  • Level: Main
  • Area: 63.64
  • Dimensions: 8.6 x 7.4

Living Room

  • Level: Main
  • Area: 241.4
  • Dimensions: 17 x 14.2

Primary Bathroom

  • Level: Main
  • Area: 88
  • Dimensions: 8.8 x 10

Property

Accessibility

  • Accessibility features: No Stairs External,No Stairs Internal

Details

  • Parcel number: 781950460
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1680

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Waterfront features: Pond

Lot

  • Lot size dimensions: 0 x 0

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Hail
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Carlton County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$179$2,148
Property Taxes $390$4,680
Electricity $170$2,050
Total$2,989$35,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,480/yr
40% on housing$89,670/yr
45% on housing$79,706/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 55733$218
Carlton County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 55733
Carlton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$475,000
2017-11-14Sold$319,500

For Sale by Agent

AgentMadeline Dusek-Team Dusek
BrokerageEdina Realty, Inc. - Duluth

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