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12 County Road 1058, Cunningham, KY, 42035

3beds
2baths
1,480sqft
$285,000
$193price/sqft
$1,848/moest. monthly cost
$73,920/yrincome needed

About This Home

Charming Country Home on 3.6 Acres with Pond, Barns & Orchard Enjoy peaceful country living with the convenience of being just minutes from Paducah and Mayfield. This well-maintained 3-bedroom, 2-bath home sits on approximately 3.6 beautiful acres and offers the perfect blend of comfort, functionality, and outdoor enjoyment. The home features approximately 1,480 square feet of living space, a spacious 2-car attached garage, and scenic views of the stocked pond. Outside, you’ll find two large barns with electricity, providing ample space for equipment, hobbies, livestock, storage, or workshop use. A separate well house is also located on the property. Nature lovers will appreciate the established fruit trees, blackberry bushes, and open green space perfect for gardening, recreation, or simply enjoying the peaceful surroundings. Property Features: • 3 Bedrooms • 2 Bathrooms • Approx. 1,480 Sq. Ft. • 3.6 Acres • 2-Car Attached Garage • Stocked Pond • Two Large Barns with Electricity • Well House • Fruit Trees & Blackberry Bushes • Convenient Location Near Paducah & Mayfield Whether you’re looking for a family home, hobby farm, or country retreat, this property offers endless possibilities. Schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
6/10

Construction

Condition

  • Year built: 1961

Materials

  • Foundation: Concrete Block
  • Roof: Composition
  • Construction materials: masonry

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Hardwood,Laminate,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,480 sqft

Property

Details

  • Parcel number: 050000003602

Features

  • Exterior features: Brick

Lot

  • Lot size: 3.64 Acres

Parking

  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Earthquake
Strong Wind
Winter Weather
Drought
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$141$1,692
Property Taxes $112$1,344
Electricity $154$1,850
Total$1,848$22,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,360/yr
40% on housing$55,440/yr
45% on housing$49,280/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 42035$75
Carlisle County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 42035
Carlisle County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-18Price change$285,000
2026-06-25Listed for sale$300,000

For Sale by Owner

AgentSabrina Sams

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