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560 Ledge St, San Marcos, CA, 92078

4beds
6baths
4,825sqft
$3,995,000
$828price/sqft
$25,784/moest. monthly cost
$1,031,360/yrincome needed

About This Home

Former Model with sweeping views, an incomparable entertainer's outdoor living experience, and a beautifully designed zero-edge pool and spa, 560 Ledge St sets a new standard for luxury living in The Summit at San Elijo Hills! From its elevated position, ocean views stretch toward the Pacific, rolling mountains fill the middle distance, and city lights define the horizon at night. Finished as the community's model home with virtually every available upgrade selected, this 4,825-square-foot Melbourne plan estate offers four bedrooms, office, loft, 4.5 bathrooms, and a $600,000+ resort-caliber outdoor transformation on a 27,000+ square foot lot. The main level wastes no time. Italian tile flows throughout and continues out to the landscape pavers. The professional chef's kitchen showcases Misty Carrera quartz countertops, a Carrara marble mosaic backsplash, and under-cabinet lighting, with professional-grade appliances anchored by a 48-inch six-burner range with griddle and Sub-Zero built-in refrigerator. Corner bi-fold and multi-slide La Cantina glass door systems in the great room, dining room, and office dissolve the line between interior and exterior, connecting every living space to the views. A dedicated wine room with custom built-in wine racks and a wine cooler anchors the dining area. A private office with sweeping views and a full guest suite with its own living room, kitchenette, and ensuite bath make multigenerational living effortless. The second level is anchored by a primary suite featuring one of the rarest upgrades in this floor plan: two corner pocket doors that open simultaneously to remove two full walls, connecting the bedroom directly to a private view deck with its own outdoor fireplace. Unseen in any resale of this plan. The primary bath showcases large-format Metro tile, Lydia White marble countertops, Brizo fixtures, a freestanding soaking tub, and a rain shower. Rich 7-inch engineered oak hardwood flows throughout. Two additional bedrooms, each with an ensuite bath, and a spacious loft complete the floor. The third level adds something this community simply cannot replicate- a covered rooftop-style view deck with a built-in wet bar, beverage refrigerator, bar sink, and natural stone countertops, all open to sweeping views above the roofline. A sunset cocktail hour with the whole group, a late-night gathering removed from the living spaces below, a private perch for the next generation to claim as their own. At nearly $100,000 as a builder option exclusive to The Summit, this is not an upgrade buyers find twice. The outdoor compound is the true showpiece. A $600,000+ backyard and side yard transformation created a resort environment unlike anything else in the community. The vanishing edge saltwater pool features a clear plexiglass wall that opens visually to the sunken fire pit below. A jacuzzi, solar pool heating, and a sunken covered outdoor living room with a dramatic timber-beam ceiling and full outdoor kitchen including grill, sink, mini refrigerator, ceiling fan, heaters, water feature wall, and integrated storage anchor the main yard. An outdoor bath and dedicated sauna room extend the wellness features beyond the interior. One side yard is finished with turf for sports and games, while the other serves as a dedicated dog run and play area. Professional landscape lighting completes the outdoor environment. Additional highlights: owned solar including 3 back-up batteries, whole-home Savant audio and internet, custom closet systems, dual exterior fireplaces, and stainless steel and glass staircase railings. Minutes from San Elijo Town Center, community trails, and parks, 560 Ledge St delivers sweeping views, resort-caliber outdoor living, and a depth of interior finish rarely seen at any price in North San Diego County. Dimensions and square footage are approximate per builder and assessor records. All MLS and marketing information is deemed reliable but not guaranteed.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

8/10
Double Peak K-8Grades K-80.5 mi
7/10
Mission Hills High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2017

Materials

  • Foundation: Concrete Perimeter
  • Roof: Concrete,Tile
  • Construction materials: Drywall,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 6 Burner Stove,Built-In Range,Barbecue,Built-In,Double Oven,Dishwasher,Gas Cooking,Gas Cooktop,Disposal,Gas Oven,Gas Water Heater,High Efficiency Water Heater,Microwave,Refrigerator,Range Hood,Tankless Water Heater,Dryer,Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room

Bathroom

  • Features: Bathroom Exhaust Fan,Bathtub,Closet,Dual Sinks,Stone Counters,Soaking Tub,Separate Shower,Upgraded,Vanity,Walk-In Shower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Beamed Ceilings,Built-in Features,Ceiling Fan(s),Separate/Formal Dining Room,Eat-in Kitchen,Granite Counters,High Ceilings,Open Floorplan,Pantry,Recessed Lighting,Wired for Data,Wired for Sound,Bedroom on Main Level,French Door(s)/Atrium Door(s),Loft,Main Level Primary,Multiple Primary Suites,Primary Suite,Walk-In Pantry,Walk-In Closet(s)
  • Door features: Atrium Doors,Double Door Entry,Panel Doors,Sliding Doors
  • Window features: Custom Covering(s),Double Pane Windows,Screens
  • Flooring: Stone,Tile,Wood
  • Fireplace features: Family Room,Living Room,Outside,See Remarks
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Forced Air,Fireplace(s),Natural Gas,Solar,See Remarks
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,825 sqft

Kitchen

  • Features: Butler's Pantry,Kitchen Island,Kitchen/Family Room Combo,Kitchenette,Stone Counters,Utility Sink,Walk-In Pantry

Master Bedroom

  • Features: Multiple Primary Suites

Master Bedroom

  • Features: Main Level Primary

Other

  • Features: Walk-In Closet(s)

Pantry

  • Features: Walk-In Pantry

Property

Details

  • Parcel number: 6792291800
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: 1
  • Private pool: Yes
  • Pool features: Heated,Infinity,In Ground,Pebble,Private,Solar Heat,Salt Water
  • Patio & porch: Concrete,Covered,Lanai,Patio,Porch,Rooftop,Balcony
  • Exterior features: Balcony,Barbecue,Lighting,Rain Gutters,Fire Pit
  • Has spa: Yes
  • Spa features: Heated,In Ground,Permits,Private,Solar Heat
  • Fencing: See Remarks
  • Has view: Yes
  • View description: Park/Greenbelt,Mountain(s),Ocean,Panoramic
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 0.62 Acres
  • Features: Back Yard,Front Yard,Landscaped,Level,Planned Unit Development,Sprinkler System

Parking

  • Total spaces: 4
  • Parking features: Direct Access,Door-Single,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Heat Wave

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $20,200$242,400
Home Insurance *$757$9,084
Property Taxes $3,793$45,516
Electricity $1,034$12,415
Total$25,784$309,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$884,022/yr
40% on housing$773,520/yr
45% on housing$687,573/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$828This listing

vs Other Active Listings

Avg $/sqft

ZIP 92078$415
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92078$580
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$3,995,000
2018-03-05Sold$2,150,000

For Sale by Agent

AgentNicolas Jonville
BrokerageKeller Williams Realty

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