See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1720 Santa Ivy Ave, Chula Vista, CA, 91913

5beds
4baths
2,477sqft
$850,000
$343price/sqft
$6,287/moest. monthly cost
$251,480/yrincome needed

About This Home

PRICE IMPROVEMENT!! Beautiful corner-unit home, thoughtfully remodeled with great taste, located in the highly desirable Montecito neighborhood of Otay Ranch. This 5-bedroom, 4-bath residence features an excellent layout and a spacious front patio—perfect for relaxing or entertaining. Custom cabinets including a King Murphy bed in the studio area are included. The community offers top-rated schools within walking distance, along with parks, community pools, a clubhouse, and many additional amenities.

Getting Around

9
WalkingCar-Dependent
25
TransitSome Transit
17
BikeSomewhat Bikeable

Schools

8/10
7/10
9/10

Construction

Condition

  • Year built: 2018

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Fireplace features: See Remarks
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall

Interior Area

  • Total interior livable area: 2,477 sqft

Property

Details

  • Parcel number: 6443172400
  • Attached to another structure: Yes
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Entry location: 1
  • Pool features: Community,Association
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 1,700 sqft
  • Features: 0-1 Unit/Acre
  • Lot size dimensions: 1700

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$150$1,800
Property Taxes $1,308$15,696
Electricity $531$6,373
Total$6,287$75,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,554/yr
40% on housing$188,610/yr
45% on housing$167,653/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$343This listing

vs Other Active Listings

Avg $/sqft

ZIP 91913$384
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 91913$439
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$898,500
2026-03-14Listed for rent$5,300
2026-03-03Price change$919,000
2026-02-11Listed for sale$930,000
2025-01-22Listing removed$5,225
2024-12-21Price change$5,225
2024-12-11Listed for rent$5,250
2024-12-06Listing removed$5,550
2024-11-06Price change$5,550
2024-10-30Listed for rent$5,850
2021-08-02Sold$760,000
2021-07-23Pending sale$749,000
2021-07-08Listed for sale$749,000
2018-05-01Sold$525,000

For Sale by Agent

AgentJorge Alvarez
BrokerageCompass

Similar Homes