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B St, Ramona, CA, 92065

0beds
0baths
0sqft
$250,000
--price/sqft
$1,964/moest. monthly cost
$78,560/yrincome needed

About This Home

Two adjacent C37 commercial lots. **TO BE SOKD TOGETHER** Two Legal parcels: APN 281-321-19-00 & Lot 281-351-20 00. The lots are both .17 acre with the same square footage. Fence surrounds both lots.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

3/10
Ramona Elementary SchoolGrades K-60.7 mi
4/10
7/10
Ramona High SchoolGrades 9-120.5 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 2813511900
  • Zoning: C37
  • Zoning description: C37

Features

  • Has view: Yes
  • View description: None

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 152 x 49

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Earthquake
Heat Wave

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$73$876
Property Taxes $229$2,748
Electricity $398$4,786
Total$1,964$23,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,337/yr
40% on housing$58,920/yr
45% on housing$52,373/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 92065$415
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92065$407
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$250,000
2017-01-06Sold$150,000

For Sale by Agent

AgentBev Clauser
BrokerageRamona Estates Properties

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