1323 Keck Rd, Chula Vista, CA, 91913
About This Home
Modern comfort meets exceptional community living in this beautifully maintained PUD within Village of Montecito neighborhood of Otay Ranch. Built in 2017, the home offers approximately 1,743 square feet 2 story w/3 beds, 2.5 baths, an attached direct access 2-car garage on 1,850 SF lot, & flexible floor plan ideal for today's lifestyle. Natural light fills the open-concept main level, where laminate flooring creates a warm, contemporary feel throughout. The kitchen serves as the heart of the home, featuring quartz countertops, white shaker cabinetry, SS appliances, large center island w/bar seating, & abundant storage, all while flowing seamlessly into the dining & living areas—perfect for everyday living & entertaining alike. Upstairs, an expansive loft provides exceptional flexibility as a home office, media room, playroom, fitness space, or the potential to create a 4th bedroom. Spacious primary suite features a generous walk-in closet, ensuite bath w/dual vanities, quartz countertops, soaking tub, & separate walk-in shower. 2 additional beds, full bath, & a convenient upstairs laundry room complete the second level. Low-maintenance patio provides a comfortable outdoor space for relaxing, grilling, or enjoying San Diego's year-round climate. Highlights inc shutters, surround sound, a security system, & solar w/battery system on a power purchase agreement (PPA) that will transfer to buyer payment $156/mth. Residents enjoy Montecito's exceptional resort-style amenities, inc multiple pools, clubhouse, parks, playgrounds, basketball courts, state-of-the-art fitness center, open green spaces, & scenic walking paths. Enjoy the convenience of being approximately one block to highly rated Muraoka & Sotomayor Elementary Schools, Meadow Park, & Grove Park. Short drive to Montecito's private recreation center, Otay Ranch Town Center, shopping, Otay Lakes Recreation, Olympic Training Center, dining, & major commuter routes to connect to local Navy bases inc 32nd St/Coronado/Imperial Beach, metro San Diego, & more.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2017
Materials
- Roof: Tile
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Mediterranean/Spanish
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Garage Door Opener,Microwave,Solar Panels,Gas Stove,Tankless Water Heater
- Laundry features: Gas
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Common walls with other units/homes: No Unit Above or Below,1 common wall
Heating & Cooling
- Heating features: Forced Air Unit
- Cooling features: Central Forced Air
Interior Area
- Total structure area: 1,743
- Total interior livable area: 1,743 sqft
Property
Details
- Parcel number: 6443173800
- Zoning: R-1:SINGLE
- Zoning description: R-1:SINGLE
Features
- Levels: 2 Story
- Stories: 2
- Pool features: Community/Common
- Patio & porch: Slab,Patio
- Spa features: Community/Common
- Fencing: Full
Lot
- Lot size: 1,742 sqft
Parking
- Total spaces: 2
- Parking features: Attached,Direct Garage Access
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Earthquake
- Inland Flooding
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,040 | $48,480 |
| Home Insurance * | $141 | $1,692 |
| Property Taxes | $915 | $10,980 |
| Electricity | $398 | $4,786 |
| Total | $5,494 | $65,928 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Listed for sale | $799,000 |
| 2023-07-21 | Sold | $780,000 |
| 2023-07-03 | Pending sale | $790,000 |
| 2023-06-27 | Listed for sale | $790,000 |
| 2017-12-22 | Sold | $439,000 |
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