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1709 Frangipani Ave, Chula Vista, CA, 91913

5beds
4baths
2,477sqft
$799,900
$323price/sqft
$6,105/moest. monthly cost
$244,200/yrincome needed

About This Home

Seller To Pay Off Solar AT Closing! Incredible value in the Montecito at Otay Ranch. This spacious 5-bd, 3.5-Ba, single family attached residence offers 2477 sqft., two versatile loft/flex spacious, an open-concept main levle with LVP flooring. and plenty of room for a c growing or multigenerational household. Enjoy the benefits of solar without having to pay for it, plus a 2-car garage and resort-style Montecito amenities.

Getting Around

9
WalkingCar-Dependent
25
TransitSome Transit
17
BikeSomewhat Bikeable

Schools

8/10
7/10
9/10

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean/Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Solar Panels,Washer,Electric Water Heater,Tankless Water Heater
  • Laundry features: Gas

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Linoleum/Vinyl

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 2,477
  • Total interior livable area: 2,477 sqft

Property

Details

  • Parcel number: 6443176600

Features

  • Levels: 3 Story
  • Stories: 3
  • Pool features: Below Ground,Community/Common
  • Patio & porch: Porch - Front
  • Spa features: N/K
  • Fencing: Gate,Partial

Lot

  • Lot size: 1,582 sqft
  • Lot size dimensions: 24 x 25

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$141$1,692
Property Taxes $1,389$16,668
Electricity $531$6,373
Total$6,105$73,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$209,314/yr
40% on housing$183,150/yr
45% on housing$162,800/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$323This listing

vs Other Active Listings

Avg $/sqft

ZIP 91913$385
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 91913$439
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Listed for sale$799,900
2026-08-07Listing removed$799,900
2026-07-10Listed for sale$799,900
2026-07-10Listing removed$799,900
2026-06-29Price change$799,900
2026-06-04Listed for sale$819,900
2019-03-26Sold$533,000

For Sale by Agent

AgentLogan N Henry
BrokerageColdwell Banker Realty

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