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2420 3rd Ave SE, Altoona, IA, 50009

4beds
3baths
1,215sqft
$345,000
$284price/sqft
$2,433/moest. monthly cost
$97,320/yrincome needed

About This Home

Welcome to easy, low-maintenance living in this beautifully maintained townhome located in a desirable 55+ community. This inviting home features an attached garage for convenience and a covered back deck—perfect for relaxing with your morning coffee or enjoying peaceful evenings outdoors. Inside, you’ll find a comfortable and functional layout designed for everyday living, with plenty of natural light and cozy charm throughout. Whether you're looking to downsize or enjoy a quieter lifestyle, this home offers comfort, and convenience. UPSTAIRS: 2 bedrooms and 2 baths - master bath has walk-in shower. •First floor laundry •pantry BASEMENT: Finished with living room, 2 bedrooms and full bath. •lots of storage in basement Come see all this lovely home has to offer! Willing to work with a buyers agent. **Not wanting to list with a realtor at this time.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
Clay Elementary SchoolGrades PK-50.5 mi
6/10
4/10

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Concrete
  • Roof: Asphalt
  • Construction materials: masonry

Type & Style

  • Home type: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Electric,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,215 sqft

Property

Details

  • Parcel number: 17100380500003

Features

  • Exterior features: Other,Brick
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 5,924 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$162$1,944
Property Taxes $406$4,872
Electricity $121$1,452
Total$2,433$29,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,417/yr
40% on housing$72,990/yr
45% on housing$64,880/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 50009$233
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50009$227
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Listed for sale$345,000
2017-11-13Sold$255,000

For Sale by Owner

AgentProperty Owner

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