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309 Summit Cir NW, Bondurant, IA, 50035

4beds
3baths
1,598sqft
$450,000
$282price/sqft
$3,200/moest. monthly cost
$128,000/yrincome needed

About This Home

Built in 2017 by Ron's Homes, this exceptional custom ranch offers 4 bedrooms, 3 full bathrooms, and a bright, open-concept layout designed for everyday living and entertaining. The chef-inspired kitchen features a large center island, hidden walk-in pantry, and abundant workspace flowing into the main living area with hardwood floors, a coffered ceiling, custom trim, and a cozy fireplace. The spacious primary suite includes a custom walk-in closet, designer accent wall, and spa-like bath with a zero-entry tiled shower, dual shower heads, and double vanities. Two additional main-level bedrooms share a full bath. The finished lower level adds a large family room, fourth bedroom, full bath, exercise room, safe room, and > 600 square feet of storage. Enjoy your private backyard oasis with a covered, enclosed deck featuring a hot tub, projection TV, and bar, plus a patio, raised garden beds, playground, two maintenance-free storage sheds, and a fully fenced yard. Recent updates include epoxy garage floors, a heated and air-conditioned oversized 3-car garage, garage mini-split, reverse-osmosis water filtration system, and new storage sheds. Built with energy-efficient 2x6 construction and high-efficiency mechanicals, this home offers low utility costs. Situated on a 0.29-acre cul-de-sac lot with no HOA and within walking distance to highly rated K-12 schools, this move-in-ready home combines quality craftsmanship, thoughtful design, and exceptional functionality.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
5/10

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder name: Ron's Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Eat-in Kitchen,Cable TV,Window Treatments
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 746

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,598
  • Total interior livable area: 1,598 sqft

Property

Details

  • Parcel number: 23100224339000
  • Zoning: R1

Features

  • Stories: 1
  • Patio & porch: Covered,Deck,Porch,Screened
  • Exterior features: Deck,Enclosed Porch,Hot Tub/Spa,Play Structure,Storage
  • Has spa: Yes
  • Fencing: Chain Link

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Heat Wave
Strong Wind
Tornado
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$226$2,712
Property Taxes $578$6,936
Electricity $121$1,452
Total$3,200$38,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,714/yr
40% on housing$96,000/yr
45% on housing$85,333/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 50035$210
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50035$217
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$450,000
2026-07-14Price change$450,000
2026-06-26Listed for sale$464,900
2025-07-09Sold$429,900
2025-05-19Pending sale$429,900
2025-05-05Price change$429,900
2025-04-28Price change$434,900
2025-04-17Listed for sale$439,900
2018-07-06Sold$326,102
2018-05-15Pending sale$320,000
2018-02-13Listed for sale$320,000
2017-09-12Sold$64,900

For Sale by Agent

AgentAmy Abram
BrokerageRE/MAX Concepts

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