437 Ryan Ter, San Ramon, CA, 94583
About This Home
Welcome to 437 Ryan Terrace—an elegant tri-level corner townhome in the heart of San Ramon. This bright and spacious 3-bedroom + office, 3.5-bath home blends comfort and style with thoughtful designer touches throughout. The gourmet kitchen features a large quartz island, gas cooktop, stainless steel appliances, and abundant cabinetry. Enjoy luxury flooring in the main living areas, brand-new carpet upstairs, and smart dual-zone climate control. Start your mornings on the private balcony, then unwind on the serene top floor, where the primary suite offers dual vanities, a custom walk-in closet, and beautiful mountain views. Two additional bedrooms share a full bath, and the laundry room includes custom built-ins. The versatile ground-level office (no closet) comes with a full bath—perfect as a guest room, workspace, or media lounge. Additional highlights include a tankless water heater, EV charging outlet, and a 2-car side-by-side garage. Located in a quiet, family-friendly community with easy access to I-680, shopping, and top-rated schools. A fantastic value in this sought-after neighborhood.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Existing
- Year built: 2016
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Stucco
Type & Style
- Home type: Condo
- Architectural style: Contemporary
- Property subType: Residential,Condominium
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Range,Refrigerator,Tankless Water Heater
- Laundry features: Hookups Only,Laundry Room
Bathroom
- Features: Tub,Solid Surface,Stall Shower
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- Partial bathrooms: 1
Features
- Counter - Solid Surface,Updated Kitchen
- Flooring: Laminate,Carpet
- Fireplace features: None
- Common walls with other units/homes: Corner Unit
Heating & Cooling
- Heating features: Zoned
- Cooling features: Central Air
Interior Area
- Total structure area: 1,946
- Total interior livable area: 1,946 sqft
Kitchen
- Features: Counter - Solid Surface,Dishwasher,Eat-in Kitchen,Gas Range/Cooktop,Range/Oven Built-in,Refrigerator,Updated Kitchen
Property
Details
- Parcel number: 2088000225
- Special condition: Standard
- Other equipment: None
Features
- Levels: Three Or More
- Stories: 3
- Pool features: None
- Has view: Yes
- View description: Hills,Mountain(s)
Lot
- Features: Other,No Yard
Parking
- Total spaces: 2
- Parking features: Attached,Garage Faces Rear,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Contra Costa County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,945 | $59,340 |
| Home Insurance * | $136 | $1,632 |
| Property Taxes | $1,057 | $12,684 |
| Electricity | $417 | $5,007 |
| Total | $6,555 | $78,660 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $978,000 |
| 2026-05-05 | Price change | $998,000 |
| 2026-04-17 | Listed for sale | $999,000 |
| 2026-04-13 | Listing removed | $998,000 |
| 2026-04-01 | Price change | $998,000 |
| 2026-03-19 | Price change | $1,018,000 |
| 2026-02-28 | Price change | $1,050,000 |
| 2026-01-29 | Listed for sale | $1,058,000 |
| 2025-12-24 | Listing removed | $1,060,000 |
| 2025-12-03 | Listed for sale | $999,000 |
| 2025-11-28 | Listing removed | $999,000 |
| 2025-11-01 | Price change | $999,000 |
| 2025-09-05 | Listed for sale | $1,168,000 |
| 2017-01-03 | Sold | $750,000 |
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