1638 221st St, Garvin, MN, 56132
About This Home
Discover lakefront living at its finest! This spacious 8-bedroom/4-bath home offer 6,550 sq ft of beautifully finished living space on 2.18 acres with 100' of shoreline. Basement has separate kitchen / living area. Outside, you'll find a 4,320 sq ft shed for storage, hobbies or lake toys, plus a 625 sq ft insulated shop.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1915
Materials
- Roof: Age 8 Years or Less
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Electric Water Heater,Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 4
- Full bathrooms: 4
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 2,000
- Finished area above ground: 4,800
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 6,800
- Total interior livable area: 6,800 sqft
Property
Accessibility
- Accessibility features: Other
Details
- Parcel number: 110110060
- Zoning description: Residential-Single Family
- Foundation area: 2100
Features
- Levels: More Than 2 Stories
- Pool features: None
- Patio & porch: Covered,Front Porch,Patio
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Lake View
- Frontage length: Water Frontage: 100
Lot
- Lot size: 2.18 Acres
- Features: Accessible Shoreline
- Lot size dimensions: 100 x 500
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Drought
- Hail
- Strong Wind
- Tornado
- Heat Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Murray County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,475 | $53,700 |
| Home Insurance * | $1,132 | $13,584 |
| Property Taxes | $332 | $3,984 |
| Electricity | $573 | $6,882 |
| Total | $6,512 | $78,144 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-14 | Listed for sale | $885,000 |
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