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1323 230th Ave, Fairmont, MN, 56031

1beds
1baths
1,616sqft
$1,100,000
$681price/sqft
$7,402/moest. monthly cost
$296,080/yrincome needed

About This Home

Welcome to your ultimate escape – where adventure meets tranquility on this stunning recreational property. Nestled in nature and designed for the outdoor enthusiast, this incredible piece of land boasts ponds, winding streams, mature trees, and even a private sand beach perfect for summer days by the water. Whether you're looking to ride the trails or relax by the fire, this property has it all. With approximately 5 miles of side-by-side and 4-wheeler trails, you and your friends/family can explore every corner of this breathtaking retreat. At the heart of the property, you'll find a charming pond-side beach complete with a firepit, creating the perfect setting for late-night bonfires and unforgettable memories. The A-frame home offers a cozy yet spacious feel, featuring 1+ bedrooms, 2 bathrooms, and walk-out basement access. Soak in the serene views of the pond from the comfort of your living room or enjoy your evenings unwinding on the large deck that stretches out over nature’s canvas. This property is more than just a home – it’s a lifestyle. Whether you're looking for a weekend getaway or a private piece of paradise to call your own, this one will not disappoint. Showings by appointment only. Do not enter the property without a licensed Realtor or Real Estate Agent.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

3/10
6/10
Fairmont High SchoolGrades 7-122.9 mi

Construction

Condition

  • Year built: 1953

Materials

  • Roof: Age Over 8 Years,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Storage Space,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 720
  • Finished area above ground: 896

Heating & Cooling

  • Heating features: Forced Air,In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,616
  • Total interior livable area: 1,616 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160340900
  • Zoning description: Residential-Single Family
  • Foundation area: 720

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Waterfront features: Pond

Lot

  • Lot size: 154.97 Acres
  • Lot size dimensions: 154.97 acres

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Martin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$1,104$13,248
Property Taxes $566$6,792
Electricity $170$2,050
Total$7,402$88,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$253,782/yr
40% on housing$222,060/yr
45% on housing$197,386/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$681This listing

vs Other Active Listings

Avg $/sqft

ZIP 56031$99
Martin County$87

vs Homes Sold Last Month

Median $/sqft

ZIP 56031$113
Martin County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$1,200,000
2025-06-26Price change$1,400,000
2025-04-16Listed for sale$1,600,000
2024-10-22Listing removed$1,875,000
2024-07-18Price change$1,875,000
2024-06-14Listed for sale$2,000,000
2024-01-02Listing removed--
2023-10-25Listed for sale$2,000,000
2023-09-20Sold$500,000
2013-12-03Sold$500,000

For Sale by Agent

AgentVonnie Cone
BrokerageRE/MAX TOTAL REALTY

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