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412 63rd St, South Haven, MI, 49090

3beds
3baths
1,589sqft
$809,000
$509price/sqft
$6,057/moest. monthly cost
$242,280/yrincome needed

About This Home

Welcome to this 3-bedroom, 2.5-bathroom home situated on an expansive 20-acre lot, this single-family home offers 1,589 square feet of finished living space and includes a 2-car garage. The open floor plan with large kitchen, living room and beautiful sun room. Both floors equipped with in-floor heat. The generous acreage provides exceptional privacy and outdoor opportunity, nestled along spicebush creek which enhances the property's unique appeal. This home includes a main floor master and laundry room with zero clearance thresholds. Included with all smart home features including lights, speakers, locks and heat. In addition to the finished living space there is expansive storage on second floor that is insulated and heated. This home was built with ICF construction for maximum efficiency while making it an extremely solid structure with very low maintenance required. Whole house automatic generator installed.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
North Shore ElementaryGrades 4-55.2 mi
--
WAY South HavenGrades 8-125.0 mi
5/10
Baseline Middle SchoolGrades 6-85.4 mi

Construction

Condition

  • Year built: 2016

Materials

  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Iron Water FIlter,Dishwasher,Disposal,Dryer,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Slab

Bathroom1

  • Level: Upper
  • Area: 45
  • Dimensions: 5.00 x 9.00

Bathroom2

  • Level: Main
  • Area: 24
  • Dimensions: 3.00 x 8.00

Bedroom2

  • Level: Upper
  • Area: 150
  • Dimensions: 15.00 x 10.00

Bedroom3

  • Level: Upper
  • Area: 110
  • Dimensions: 11.00 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Area

  • Level: Main
  • Area: 96
  • Dimensions: 8.00 x 12.00

Features

  • Ceiling Fan(s),LP Tank Rented,Center Island
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Wood
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,589
  • Total interior livable area: 1,589 sqft

Kitchen

  • Level: Main
  • Area: 260
  • Dimensions: 20.00 x 13.00

Laundry

  • Level: Main
  • Area: 40
  • Dimensions: 5.00 x 8.00

Living Room

  • Level: Main
  • Area: 420
  • Dimensions: 20.00 x 21.00

Master Bathroom

  • Level: Main
  • Area: 156
  • Dimensions: 12.00 x 13.00

Master Bedroom

  • Level: Main
  • Area: 256
  • Dimensions: 16.00 x 16.00

Property

Accessibility

  • Accessibility features: 36 Inch Entrance Door,36' or + Hallway,Accessible Mn Flr Bedroom,Accessible Entrance

Details

  • Parcel number: 0202301700

Features

  • Stories: 2
  • Waterfront features: Stream/Creek

Lot

  • Lot size: 19.90 Acres
  • Features: Corner Lot,Wooded,Adj to Public Land
  • Lot size dimensions: 668 x 1300

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Allegan County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,090$49,080
Home Insurance *$355$4,260
Property Taxes $1,424$17,088
Electricity $188$2,259
Total$6,057$72,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$207,668/yr
40% on housing$181,710/yr
45% on housing$161,520/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.9%
18.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$509This listing

vs Other Active Listings

Avg $/sqft

ZIP 49090$296
Allegan County$258

vs Homes Sold Last Month

Median $/sqft

ZIP 49090
Allegan County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$789,000
2026-07-10Listed for sale$809,000
2016-03-15Sold$88,000

For Sale by Agent

AgentRyan Hartman
BrokerageKeller Williams Realty Swm

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