1937 42nd St, Allegan, MI, 49010
About This Home
Set on nearly 1.5 acres along a 1,600-acre all-sports lake, this 7-bedroom lakefront home blends space, comfort, and setting. The open layout is anchored by an impressive 18-foot kitchen island, perfect for gathering and entertaining. A sandy-bottom shoreline and private dock create an ideal waterfront experience. Just steps from the water, a separate dockside structure with its own kitchen, bath, and sleeping space offers flexibility. A larger-than-life freestanding garage provides exceptional space for storage, hobbies, or car enthusiasts. Affording over 5000 sqft over three floors of comfort, complete with a sauna. Just 2.5 hours from Chicago or Detroit, 30 mins from Saugatuck, this property delivers a true lake lifestyle from sunrise to sunset.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven,Range,Refrigerator,Washer,Water Softener Owned
- Laundry features: In Basement,In Unit,Laundry Room
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access
Bathroom1
- Level: Main
Bathroom2
- Level: Upper
Bathroom3
- Level: Upper
Bathroom4
- Level: Upper
Bathroom5
- Level: Basement
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedroom4
- Level: Upper
Bedroom5
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Bonus Room
- Level: Main
Dining Area
- Level: Main
Features
- Ceiling Fan(s),LP Tank Owned,Sauna,Center Island,Pantry
- Window features: Storms,Skylight(s),Screens,Window Treatments
- Flooring: Tile
- Finished area below ground: 1,488
Game Room
- Level: Basement
Heating & Cooling
- Heating features: Forced Air,Wood
- Cooling features: Central Air
Interior Area
- Total structure area: 5,200
- Total interior livable area: 5,200 sqft
Kitchen
- Level: Main
Laundry
- Level: Basement
Living Room
- Level: Main
Master Bathroom
- Level: Upper
Master Bedroom
- Level: Upper
Media Room
- Level: Basement
Other
- Level: Basement
Other
- Level: Basement
Sauna
- Level: Basement
Utility Room
- Level: Main
Property
Details
- Parcel number: 2261000500
Features
- Stories: 3
- Patio & porch: Scrn Porch
- Exterior features: Balcony,Other
- On waterfront: Yes
- Waterfront features: Lake
- Waterbody name: Lake Allegan
Lot
- Lot size: 1.49 Acres
- Features: Site Condo,Ground Cover,Shrubs/Hedges
- Lot size dimensions: abnormal, inclusive of 2 PIN
Parking
- Total spaces: 4
- Parking features: Garage Door Opener,Detached,Attached
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Allegan County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,952 | $83,424 |
| Home Insurance * | $558 | $6,696 |
| Property Taxes | $1,145 | $13,740 |
| Electricity | $567 | $6,806 |
| Total | $9,222 | $110,664 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-25 | Listed for sale | $1,599,000 |
| 2025-11-01 | Listing removed | $1,550,000 |
| 2025-08-13 | Price change | $1,550,000 |
| 2025-07-29 | Price change | $1,600,000 |
| 2025-05-07 | Listed for sale | $1,700,000 |
| 2018-09-19 | Sold | $85,000 |
For Sale by Agent
View on Zillow