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3110 Portage Bay Place E #B, Seattle, WA, 98102

2beds
2baths
1,000sqft
$1,425,000
$1,425price/sqft
$8,499/moest. monthly cost
$339,960/yrincome needed

About This Home

Eleven floating homes reside here at Houseboat Harbor in Portage Bay, but only one is as memorable as this home. Maybe it's the memorizing wildlife witnessed daily on your lake retreat. The heron fishing below, the eagle nesting above. Or maybe it's the stillness in the morning as you launch the kayak for the morning exercise routine. You'll appreciate the two bedrooms, and two bathrooms covering 1,000 square feet in a great flow floor plan. The live edge bar is a cool place to work from home overlooking the natural setting outside. Inside are hardwood floors, a lovely wood burning fireplace, and excellent natural light from the windows and skylights. Outside are 360 degree views from two roof tops and plenty of room for a hot tub. But our favorite place? It's the kitchen table, a place to gather and admire the views both inside and out. Plus fantastic custom storage under the bench seating. Tie up your boat, park the car in your dedicated parking space, store your bikes in the onsite storage, plus a shared wood shop are more additional amenities.

Getting Around

63
WalkingSomewhat Walkable
77
TransitExcellent Transit
77
BikeVery Bikeable

Schools

9/10
5/10
8/10
Garfield High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: See Remarks
  • Roof: Metal
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1987

Type & Style

  • Home type: SingleFamily
  • Architectural style: Floating Home/On-Water Res
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: crawl space

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Second

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Bath Off Primary,Ceiling Fan(s)
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Ductless,Wall Furnace,Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Kitchen With Eating Space

  • Level: Second

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: KCA083
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Fireplace,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Bay,Lake,Mountain(s),Territorial
  • Has water view: Yes
  • Water view: Bay,Lake
  • On waterfront: Yes
  • Waterfront features: Lake,No Bank

Lot

  • Lot size: 1 sqft
  • Features: Dead End Street,Paved,Deck,Dock,Moorage,Outbuildings,Rooftop Deck,Shop

Parking

  • Total spaces: 1
  • Parking features: Off Street
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,205$86,460
Home Insurance *$243$2,916
Property Taxes $902$10,824
Electricity $149$1,793
Total$8,499$101,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$291,394/yr
40% on housing$254,970/yr
45% on housing$226,640/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,425This listing

vs Other Active Listings

Avg $/sqft

ZIP 98102$484
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98102$613
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$1,425,000
2026-07-14Listed for sale$1,425,000
2025-09-29Listing removed$5,240
2025-09-19Price change$5,240
2025-09-08Listed for rent$5,500
2025-09-08Listing removed$5,800
2025-08-26Listed for rent$5,800
2021-08-20Sold$1,325,000
2021-07-28Pending sale$1,175,000
2021-07-21Listed for sale$1,175,000
2012-08-15Sold$500,000
2000-03-08Sold$435,000

For Sale by Agent

AgentMolly A Cartwright
BrokerageWindermere Real Estate Midtown

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