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278 SE 31st Ter, Homestead, FL, 33033

4beds
3baths
1,934sqft
$489,900
$253price/sqft
$3,400/moest. monthly cost
$136,000/yrincome needed

About This Home

Move-in ready 2017-built 4-bedroom, 2.5-bath home in Leeward II at Isles at Oasis. Features a 2-car garage and a 5,181 sq. ft. lot with one of the larger backyards in the community. Bright open-concept layout, spacious kitchen, electric zebra blinds, and tankless water heater. Oversized primary suite with walk-in closet, dual vanities, soaking tub, and separate shower. Enjoy resort-style amenities near shopping, dining, major highways, and the Florida Keys. Schedule your showing today!

Getting Around

21
WalkingCar-Dependent
0
TransitNo Nearby Transit
30
BikeSomewhat Bikeable

Schools

3/10
Homestead Senior High SchoolGrades PK,9-122.2 mi
5/10
Homestead Middle SchoolGrades 6-83.3 mi

Construction

Condition

  • Year built: 2017

Materials

  • Roof: Flat Tile
  • Construction materials: Concrete Block Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Self Cleaning Oven,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Pantry,Roman Tub,Walk-In Closet(s)
  • Window features: Complete Panel Shutters/Awnings,Hurricane Shutters,Blinds
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,934 sqft

Property

Details

  • Parcel number: 1079160120760
  • Zoning: 9300/PUD

Features

  • Stories: 2
  • Entry location: First Floor Entry
  • Pool features: R30-No Pool/No Water,Community
  • Patio & porch: Open Porch,Patio
  • Spa features: Community
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 5,181 sqft
  • Features: Less Than 1/4 Acre Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway,Paver Block,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Coastal Flooding
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$396$4,752
Property Taxes $330$3,960
Electricity $197$2,366
Total$3,400$40,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,571/yr
40% on housing$102,000/yr
45% on housing$90,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 33033$215
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33033$266
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-01Price change$489,900
2026-07-17Price change$499,900
2026-07-07Price change$515,000
2026-06-30Listed for sale$525,500

For Sale by Agent

AgentRashaud Hernandez
BrokerageKeller Williams Realty Premier Properties

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