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285 Bertha Allen Rd, Westminster, SC, 29693

3beds
5baths
3,600sqft
$1,850,000
$514price/sqft
$11,153/moest. monthly cost
$446,120/yrincome needed

About This Home

LISTEN TO THE CALLS and escape to WATERFRONT LIVING with this Lake Hartwell designer home exhibiting exquisite detail and craftsmanship located on a rare 1.76 acre point lot with over 450 feet of lake frontage and 180 degree SUNRISE TO SUNSET lake views. Enter through the front door and into the expansive living area and immediately be graced with soft and masonry textures, abundance of INVITING natural light, and generous doses of breathtaking OUTDOOR views in harmony with the teal-blue waters of Lake Hartwell. The OPEN plan offers a spacious gourmet kitchen with oversized island perfect for entertaining without guest isolation, the serving line, or intimate gatherings. Thoughtfully designed to bring the outdoors in, one can start the day in the sunroom with tranquil SUNRISE, and lake views or SURRENDER a busy day on the back covered patio with SUNSET and MORE lake views. RETREAT outdoors to the pavilion perfect for lakeside cookouts or entertaining or take a short, easy stroll down to the maximum size covered dock on DEEP WATER to enjoy watersports, relax, or just stargaze with friends and family. Owners and guests may each RETIRE to their own well-appointed and expansive suites on main each with lake living views or swing open the doors to the observation porch to watch the boaters outside while allowing nature's rhythms to come inside. ESCAPE to the partially finished terrace level with wrap around concrete driveway access perfect for overflow accommodations, watching the latest release or big game, young adults who seek a little INDEPENDENCE, or additional storage & project space. In addition, PROTECT your valuables or yourselves during inclement weather with the approximately 250 square feet climate controlled VAULT. Those who love tools or restoring vintage cars, have watersports toys or an RV, need additional storage space or all of the above will EMBRACE the nearly 1,000 climate controlled square ft shop. No HOA. This home offers SERENITY without seclusion with Seneca, Westminster, Anderson and I- 85 only minutes away. YOU'VE WORKED HARD, so STOP DREAMING and schedule your showing TODAY

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
5/10
West Oak Middle SchoolGrades 6-88.2 mi
4/10
West-Oak High SchoolGrades 9-126.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2017

Materials

  • Roof: Composition
  • Construction materials: Concrete,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Cooktop,Dishwasher,Double Oven,Electric Water Heater,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Common Area,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Concrete,Daylight,Exterior Entry,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Dining Rm/Living Rm Combo,Seats 12+

Features

  • Double Vanity,High Ceilings,Master On Main Level,Separate Shower,Soaking Tub,Split Bedroom Plan,Tile Bath,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Hardwood,Tile,Vinyl
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,100
  • Finished area above ground: 2,500

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,600
  • Total interior livable area: 3,600 sqft

Kitchen

  • Features: Kitchen Island,Pantry

Property

Details

  • Parcel number: 3140001029

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Dock,Veranda
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Corps of Engineers Control,Deep Water Access,Dock Rights,Floating Dock
  • Waterbody name: Hartwell
  • Frontage type: Lakefront
  • Frontage length: Waterfront Footage: 450

Lot

  • Lot size: 1.76 Acres
  • Features: Level,Private

Parking

  • Parking features: Attached,Detached,Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Oconee County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,354$112,248
Home Insurance *$868$10,416
Property Taxes $585$7,020
Electricity $346$4,154
Total$11,153$133,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$382,388/yr
40% on housing$334,590/yr
45% on housing$297,413/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.8%
17.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$514This listing

vs Other Active Listings

Avg $/sqft

ZIP 29693$198
Oconee County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 29693$198
Oconee County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$1,850,000

For Sale by Agent

AgentLaury & Vic Down South
BrokerageLiving Down South Realty

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