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Split Oak Cir, Seneca, SC, 29678

4beds
3baths
2,537sqft
$689,900
$272price/sqft
$4,275/moest. monthly cost
$171,000/yrincome needed

About This Home

Discover the May Plan, a beautiful 4-bedroom, 3-bath home "to be built" in the scenic Cross Creek Golf Course Neighborhood. This home will have over 2,000 SF of unfinished Walkout Basement for storage or create a great finished area - bedroom / bath and Rec Room. Conveniently located only 2 miles from shopping and dining, and just 10 minutes from Lake Keowee and Lake Hartwell, this hidden gem features an 18-hole Pete Dye golf course, a clubhouse with a bar and restaurant, and a community pool. This stunning 2,537 sq. ft. home combines farmhouse charm with modern comfort. Enjoy 9-foot ceilings, laminate wood floors, and a spacious owner's suite with a double vanity and large shower. The kitchen offers solid surface countertops and modern appliances, perfect for family meals. The flexible upstairs space can serve as a 4th bedroom or office, with a full bath for added convenience. A covered patio provides tranquil outdoor views for relaxation and entertaining. Don’t miss your chance to experience this vibrant lifestyle! Schedule your viewing today. Interested in a custom home? We have lots available and can build on your lot. Note: Homeowners select finishes and changes. Photos are of a similar home. Offer contingent on lot purchase and signed agreement with Hunter Quinn Homes. Enjoy access to Cross Creek Golf Club in this gated community!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
6/10
Seneca Middle SchoolGrades 6-81.3 mi
6/10
Seneca High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: To Be Built
  • Year built: 2026

Materials

  • Foundation: Crawlspace
  • Roof: Architectural,Shingle
  • Construction materials: Cement Siding,Stone

Other

  • Builder name: Hunter Quinn Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None,Crawl Space

Bedroom2

  • Level: Main
  • Dimensions: 13x12

Bedroom3

  • Level: Main
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Dual Sinks,Bath in Primary Bedroom,Main Level Primary,Shower Only,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Forced Air

Interior Area

  • Total structure area: 2,537
  • Total interior livable area: 2,537 sqft

Living Room

  • Level: Main
  • Dimensions: 18x18

Master Bedroom

  • Level: Main
  • Dimensions: 17x16

Property

Details

  • Parcel number: TBD

Features

  • Levels: One and One Half
  • Patio & porch: Deck
  • Exterior features: Deck
  • Living area range: 2500-2749

Lot

  • Lot size: 0.38 Acres
  • Features: City Lot,Subdivision

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Tornado
Hail
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Oconee County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,488$41,856
Home Insurance *$326$3,912
Property Taxes $218$2,616
Electricity $243$2,927
Total$4,275$51,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,571/yr
40% on housing$128,250/yr
45% on housing$114,000/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.8%
17.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 29678$151
Oconee County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 29678$173
Oconee County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-12Listed for sale$689,900

For Sale by Agent

AgentGlenn Kruizenga
BrokerageHQ Real Estate, LLC

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