See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

74 Hickory Holw, Mineral Bluff, GA, 30559

3beds
3baths
2,209sqft
$976,500
$442price/sqft
$6,141/moest. monthly cost
$245,640/yrincome needed

About This Home

Perched on a scenic mountainside, this cabin boasts sweeping long-range views of the majestic mountains, beautifully painted by the setting sun each evening. With its rustic charm and modern comforts, the cabin provides a luxurious escape from the hustle and bustle of daily life. Large windows frame the picturesque landscape, allowing guests to immerse themselves in the serene beauty of the surroundings. Whether you're relaxing on the expansive deck, enjoying a meal with loved ones, or simply unwinding by the fireplace, this cabin promises an unforgettable experience where nature's wonders are on full display.. With an established rental history, it presents an investment opportunity for those seeking both personal retreat and income potential. The wraparound decks provide breathtaking, unobstructed multi-range mountain views, ideal for relaxation or entertaining guests. This retreat features three full bedroom suites, each designed for comfort and privacy, and a spacious main floor that seamlessly connects the living, kitchen, and dining areas. The living room, adorned with a stacked stone fireplace and expansive glass walls, invites the beauty of the outdoors inside, while hardwood floors and abundant natural light highlight the kitchen's stainless steel appliances, granite countertops, and solid cabinetry. The upstairs primary suite offers a luxurious escape with a large walk-in tile shower, complemented by a versatile lofted office or den space. The terrace level expands the living area with an additional living room/den, game area, walkout basement, and a hot tub area, perfect for unwinding after a day of adventure. Conveniently located just minutes from the Toccoa River and the charming towns of McCaysville and Blue Ridge, this chalet is a haven for nature lovers and those seeking a peaceful mountain lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
7/10
5/10
Fannin County High SchoolGrades 9-128.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2015

Materials

  • Roof: Shingle,Metal
  • Construction materials: Frame,Log Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Microwave,Dishwasher,Washer,Dryer
  • Laundry features: Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),Wood,High Speed Internet
  • Window features: Insulated Windows,Wood Frames
  • Flooring: Wood,Carpet,Tile
  • Number of fireplaces: 2
  • Fireplace features: Vented,Ventless,Gas Log,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,209
  • Total interior livable area: 2,209 sqft

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 0028 05202

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Deck,Covered,Wrap Around
  • Exterior features: Storage,Private Yard,Fire Pit
  • Has spa: Yes
  • Spa features: Heated
  • Has view: Yes
  • View description: Mountain(s),Year Round,Long Range
  • Frontage type: Road
  • Topography of land: Level,Sloping

Lot

  • Lot size: 1.51 Acres

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Landslide
Wildfire
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,937$59,244
Home Insurance *$352$4,224
Property Taxes $633$7,596
Electricity $219$2,637
Total$6,141$73,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,548/yr
40% on housing$184,230/yr
45% on housing$163,760/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$442This listing

vs Other Active Listings

Avg $/sqft

ZIP 30559$240
Fannin County$278

vs Homes Sold Last Month

Median $/sqft

ZIP 30559
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$976,500
2026-03-13Listed for sale$979,000
2026-02-02Listing removed$979,900
2026-01-12Price change$979,900
2025-12-02Listed for sale$999,900
2022-09-23Sold$910,000
2022-08-25Pending sale$959,000
2022-08-08Price change$959,000
2022-07-23Listed for sale$970,000
2016-08-16Sold$339,900
2015-02-27Sold$33,500

For Sale by Agent

AgentChristy Reece
BrokerageMountain Place Realty

Similar Homes