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2 Watson Gap Rd, Mineral Bluff, GA, 30559

6beds
3baths
3,150sqft
$549,000
$174price/sqft
$3,419/moest. monthly cost
$136,760/yrincome needed

About This Home

Nestled on 2.77 private acres and surrounded by the quiet beauty of nature, this fully renovated 6-bedroom, 3-bath chalet-style retreat offers the perfect balance of mountain charm and modern comfort. Thoughtfully updated from top to bottom, every detail has been considered. Inside, soaring cedar ceilings and an open, light-filled floor plan create a warm and inviting atmosphere, anchored by the stunning floor-to-ceiling windows in the living room that frame the outdoors beautifully. With two brand-new full kitchens, the layout offers incredible flexibility — ideal for entertaining, hosting extended family, multi-generational living, or maximizing rental potential. Major upgrades provide true peace of mind, including a new roof, high-efficiency heat pump systems, water softener, complete 400-amp electrical rewire, new windows (with the exception of the statement living room windows), and new doors throughout. Outdoor living is just as impressive. A brand-new deck with a private hot tub invites you to unwind, while the custom firepit with stadium-style seating creates the perfect gathering space under the stars. A newly installed parking pad with EV charging adds a thoughtful touch of modern convenience. Located just 25 minutes from Blue Ridge and Murphy, NC, and only 20 minutes from McCaysville, you'll enjoy easy access to dining, shopping, and outdoor adventure — all while coming home to your own private mountain escape. Whether you're searching for a full-time residence, weekend getaway, or turnkey investment property, this chalet offers versatility, comfort, and timeless mountain appeal.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Ranger Elementary/MiddleGrades PK-84.1 mi
6/10
Hiwassee Dam HighGrades 9-128.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1996

Materials

  • Roof: Metal
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet,Cabin,See Remarks
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Microwave,Dishwasher,Washer,Dryer,Electric Water Heater
  • Laundry features: Main Level,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Sheetrock,Wood,Loft,Entrance Foyer,High Speed Internet
  • Window features: Insulated Windows
  • Flooring: Tile,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,150
  • Total interior livable area: 3,150 sqft

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 0028 98A

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Front Porch,Deck
  • Exterior features: Storage,Private Yard,Fire Pit
  • Has spa: Yes
  • Spa features: Heated
  • Has view: Yes
  • View description: Mountain(s),Seasonal,Trees/Woods
  • Frontage type: Road
  • Topography of land: Level,Sloping,Wooded

Lot

  • Lot size: 2.77 Acres

Parking

  • Parking features: Driveway,Gravel,Electric Vehicle Charging Station(s)
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Landslide
Wildfire
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$198$2,376
Property Taxes $139$1,668
Electricity $306$3,672
Total$3,419$41,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,222/yr
40% on housing$102,570/yr
45% on housing$91,173/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 30559$251
Fannin County$280

vs Homes Sold Last Month

Median $/sqft

ZIP 30559
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$608,000
2026-04-08Price change$639,997
2026-03-25Price change$639,998
2026-03-11Price change$639,999
2026-02-25Listed for sale$640,000
2026-02-14Listing removed$639,999
2026-02-06Price change$639,999
2025-10-16Price change$640,000
2025-10-10Price change$645,000
2025-08-22Listed for sale$650,000
2023-06-05Sold$125,500

For Sale by Agent

AgentSusan Ross
BrokerageAnsley Real Estate Christie's Int. Real Estate

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