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4361 S Congress Ave Unit 527, Austin, TX, 78745

1beds
1baths
749sqft
$225,000
$300price/sqft
$1,844/moest. monthly cost
$73,760/yrincome needed

About This Home

Top floor condo at Public Lofts in New St. Elmo's District features a great location only 8 minutes from town. Large balcony with Southern views. Beautiful kitchen with GE Profile appliances. Large bedroom with walk-in closet and utility room with large full-size washer and dryer. TWO assigned garage parking spaces with controlled access. Community amenities include a huge workout room and a large gathering area with a kitchen and dog park.

Getting Around

78
WalkingVery Walkable
49
TransitSome Transit
61
BikeBikeable

Schools

4/10
Galindo Elementary SchoolGrades PK-50.9 mi
2/10
Bedichek Middle SchoolGrades 6-82.0 mi
1/10
Travis High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Cooktop,Dishwasher,Microwave,Refrigerator,Washer/Dryer,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Quartz Counters,Double Vanity,Electric Dryer Hookup,No Interior Steps,Open Floorplan,Primary Bedroom on Main,Recessed Lighting,Washer Hookup
  • Window features: None
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 749 sqft

Living Room

  • Level: Main

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04120408310000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: Balcony
  • Fencing: None
  • Has view: Yes
  • View description: City,Hill Country,Panoramic
  • Waterfront features: None

Lot

  • Lot size: 479.16 sqft
  • Features: None

Parking

  • Total spaces: 2
  • Parking features: Assigned,Garage,Guest
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$90$1,080
Property Taxes $379$4,548
Electricity $238$2,859
Total$1,844$22,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,222/yr
40% on housing$55,320/yr
45% on housing$49,173/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 78745$216
Travis County$334

vs Homes Sold Last Month

Median $/sqft

ZIP 78745$327
Travis County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-03Listed for sale$225,000
2018-03-04Listing removed$1,600
2018-03-02Listed for rent$1,600

For Sale by Agent

AgentMallory Buxie
BrokerageCompass RE Texas, LLC

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