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12204 Toluca Dr #103, Austin, TX, 78748

3beds
2baths
1,833sqft
$425,000
$232price/sqft
$3,130/moest. monthly cost
$125,200/yrincome needed

About This Home

Welcome to this beautifully maintained Smart Home in the highly desirable Estancia community! Situated on a premium lot with no rear neighbors or future development behind the property, this home offers a rare combination of privacy, peaceful views, and convenience. Step outside to enjoy the expansive outdoor living space featuring a 20' x 15' elevated deck and an additional 12' x 12' deck, creating the perfect setting for entertaining, relaxing, or taking in the stunning Texas sunsets. The home's ideal orientation allows for beautiful sunrises from the front and breathtaking sunset views from the backyard, enhanced by a nearby water feature that attracts abundant wildlife and adds to the tranquil setting. Designed for modern living, this Smart Home allows owners to conveniently connect and control features such as the HVAC system and security system through mobile apps. Location is everything, and this home delivers! Enjoy easy access to major highways including IH-35, SH-45, and Mopac, making commutes to Austin, Buda, Kyle, and surrounding areas quick and convenient. You'll also appreciate the proximity to major shopping, dining, and everyday amenities. For weekend adventures, you're just a short drive from some of the Texas Hill Country's most beloved destinations, including Gruene, Wimberley, and Driftwood, known for their charm, wineries, entertainment, and outdoor recreation. This exceptional property combines privacy, convenience, technology, and outdoor living—making it a wonderful place to call home.

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
39
BikeSomewhat Bikeable

Schools

4/10
2/10
Paredes Middle SchoolGrades 6-82.5 mi
4/10
Akins High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2016

Materials

  • Foundation: Slab
  • Roof: Shingle

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan,Microwave,Range

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Ceiling Fan(s),High Ceilings,Eat-in Kitchen,Entrance Foyer,Open Floorplan,Primary Bedroom on Main,Soaking Tub,Walk-In Closet(s)
  • Window features: Screens
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total interior livable area: 1,833 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04491509830000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Exterior features: See Remarks
  • Fencing: Back Yard, Wood
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None

Lot

  • Lot size: 0.29 Acres
  • Features: Back Yard,Front Yard,Public Maintained Road

Parking

  • Total spaces: 2
  • Parking features: Attached,Door-Single,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$199$2,388
Property Taxes $544$6,528
Electricity $238$2,859
Total$3,130$37,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,314/yr
40% on housing$93,900/yr
45% on housing$83,466/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 78748$183
Travis County$334

vs Homes Sold Last Month

Median $/sqft

ZIP 78748$235
Travis County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$425,000
2026-08-05Contingent$425,000
2026-07-09Listed for sale$425,000

For Sale by Agent

AgentSchuyler Williamson
BrokerageKeller Williams Realty

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