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99 E Lewis Shore Rd, Elkton, MD, 21921

2beds
2baths
2,436sqft
$1,950,000
$800price/sqft
$12,729/moest. monthly cost
$509,160/yrincome needed

About This Home

Exceptional opportunity to own a private equestrian estate situated on approximately 91+ acres just minutes from the Chesapeake Bay, marinas, and waterfront amenities. Surrounded by mature woods, open pasture, and riding areas, this unique property offers tremendous potential for horse enthusiasts, boarding operations, training facilities, multi-generational living, or a private country retreat. The main residence features 4 bedrooms, 2 full baths, multiple living areas, two kitchens, and approximately 2,300 square feet of living space, creating excellent flexibility for extended family, guest accommodations, or separate living quarters. A large wraparound deck overlooks the peaceful setting and provides the perfect place to relax and enjoy the surrounding wildlife and natural beauty. Equestrian improvements include an impressive center aisle bank barn with multiple stalls, tack room, hay storage, wash areas, and large covered work spaces. Additional horse facilities include another stable building with multiple stalls and turnout areas, fenced paddocks, run-in sheds, and riding areas. Several additional outbuildings greatly enhance the property's versatility, including a large equipment building storage and garage space, a separate storage building with six finished rooms that could serve numerous purposes, and additional workshop and storage areas throughout the property. The acreage offers a combination of fenced pasture, wooded trails, open riding areas, and privacy rarely found in today's market. Conveniently located near Chesapeake City & Elkton, marinas, boating, and major commuting routes while still providing a secluded country setting. Whether you're seeking a working horse farm, private family compound, recreational retreat, or investment opportunity, this one-of-a-kind property delivers endless possibilities.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
7/10
Bohemia Manor High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Block
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partial,Finished

Bedroom1

  • Level: Main

Bedroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Level: Lower

Bonus Room

  • Level: Lower

Breakfast Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 756
  • Finished area above ground: 1,680

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,688
  • Total interior livable area: 2,436 sqft

Kitchen

  • Level: Lower

Laundry

  • Level: Main

Living Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0802029510
  • Zoning: LDR
  • Special condition: Standard
  • Horse amenities: Riding Trail,Horses Allowed,Paddocks,Riding Ring,Stable(s)

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Horses can be raised: Yes

Lot

  • Lot size: 91.69 Acres
  • Features: Hunting Available,Private,Premium,Secluded

Parking

  • Total spaces: 20
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 20

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Drought
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,860$118,320
Home Insurance *$756$9,072
Property Taxes $1,803$21,636
Electricity $310$3,724
Total$12,729$152,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$436,422/yr
40% on housing$381,870/yr
45% on housing$339,440/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$800This listing

vs Other Active Listings

Avg $/sqft

ZIP 21921$168
Cecil County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 21921$182
Cecil County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-28Listed for sale$1,950,000
2024-06-05Sold$1,500,000
2019-07-29Listing removed$999,990
2018-11-29Listed for sale$999,990
2018-11-15Pending sale$999,990
2018-07-12Listed for sale$999,990

For Sale by Agent

AgentMark Saunders
BrokerageIntegrity Real Estate

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