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3039 Campbell Ave, Lynchburg, VA, 24501

3beds
2baths
2,583sqft
$225,000
$87price/sqft
$1,651/moest. monthly cost
$66,040/yrincome needed

About This Home

Colonial charm you'll love at this lovely 2-story. Come celebrate the style, the hardwoods, and solid construction here at this classic home, a former church parsonage. Make this home your own with such large rooms, so many bedrooms, baths, and the cutest kitchen, so functional with lots of cabinets and counter space, laundry space too. You'll appreciate the costruction, and love the convenience too.

Getting Around

33
WalkingCar-Dependent
26
TransitSome Transit
20
BikeSomewhat Bikeable

Schools

1/10
Sandusky Middle SchoolGrades 6-83.2 mi
2/10
Heritage High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1968

Materials

  • Roof: Shingle
  • Construction materials: Brick,Wood Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater
  • Laundry features: Main Level,Separate Laundry Rm.

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Partitioned

Bedroom2

  • Level: Second
  • Area: 154

Bedroom3

  • Level: Second
  • Area: 168

Bedroom4

  • Level: Second
  • Area: 168

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 196

Family Room

  • Area: 0

Features

  • Separate Dining Room
  • Flooring: Hardwood,Other
  • Attic: Access
  • Finished area below ground: 0
  • Finished area above ground: 2,583

Great Room

  • Area: 0

Heating & Cooling

  • Heating features: Heat Pump,Two-Zone
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,583
  • Total interior livable area: 2,583 sqft

Kitchen

  • Level: First
  • Area: 168

Living Room

  • Level: First
  • Area: 378

Master Bedroom

  • Level: Second
  • Area: 168

Office

  • Area: 0

Property

Details

  • Parcel number: 08317803

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Front Porch

Lot

  • Lot size: 7,535 sqft
  • Features: Landscaped

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$86$1,032
Property Taxes $180$2,160
Electricity $248$2,985
Total$1,651$19,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,605/yr
40% on housing$49,530/yr
45% on housing$44,026/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 24501$98
Lynchburg City$90

vs Homes Sold Last Month

Median $/sqft

ZIP 24501$152
Lynchburg City$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$225,000
2026-06-03Listing removed$1,350
2026-04-08Price change$1,350
2026-03-20Listed for rent$1,050

For Sale by Agent

AgentNadine Blakely
BrokerageRe/Max 1st Olympic

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