2938 Bluewater Dr, Surfside Beach, TX, 77541
About This Home
If you’ve been dreaming of true beachfront living, 2938 Bluewater in Surfside Beach delivers in every way. This stunning 4-bedroom, 4.5-bath home offers not one, not two, but THREE bedrooms with en-suites—giving everyone their own private retreat. With two beach facing decks, you’ll have endless space to soak in the expansive Gulf views, enjoy the coastal breeze, and take in sunsets that never get old. Downstairs, the ground-level entertainment area is made for gatherings after a day on the sand, and with no direct rear neighbors, your views and privacy stay wide open. And let’s be honest—the pictures can’t do this interior justice. Thoughtfully curated furnishings that complement the coastal setting create a space that feels both elevated and effortlessly beachy. It’s beautiful, it’s functional, and it’s the kind of home that makes you want to stay a little longer. Ready to see it in person?
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Foundation: Raised
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Dryer,Refrigerator,Water Softener,Freestanding Oven,Microwave,Free-Standing Range,Dishwasher
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Features
- Balcony,High Ceilings,3 Bedrooms Up,En-Suite Bath,Sitting Area,Split Plan,Walk-In Closet(s)
- Window features: Window Coverings
- Flooring: Laminate
Heating & Cooling
- Heating features: Electric
- Cooling features: Ceiling Fan(s),Electric
Interior Area
- Total structure area: 2,040
- Total interior livable area: 2,040 sqft
Kitchen
- Features: Breakfast Bar,Kitchen open to Family Room,Pots/Pans Drawers,Soft Closing Cabinets
Master Bathroom
- Features: Full Secondary Bathroom Down,Half Bath,Primary Bath: Double Sinks,Primary Bath: Shower Only,Secondary Bath(s): Shower Only,Two Primary Baths
Property
Details
- Parcel number: 78720000006
Features
- Stories: 2
- Patio & porch: Covered,Patio/Deck
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Beach Front
Lot
- Lot size: 0.62 Acres
- Features: Subdivided,Waterfront,1/2 Up to 1 Acre
Parking
- Total spaces: 1
- Parking features: Detached,Golf Cart Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Inland Flooding
- Lightning
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,297 | $51,564 |
| Home Insurance * | $483 | $5,796 |
| Property Taxes | $1,265 | $15,180 |
| Electricity | $238 | $2,859 |
| Total | $6,283 | $75,396 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-19 | Listed for sale | $869,900 |
| 2020-07-01 | Listing removed | $495,000 |
| 2020-04-28 | Pending sale | $495,000 |
| 2020-04-04 | Listed for sale | $495,000 |
View on Zillow