See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

27988 E Matterhorn Rd, Polson, MT, 59860

3beds
1baths
1,152sqft
$1,100,000
$955price/sqft
$6,865/moest. monthly cost
$274,600/yrincome needed

About This Home

Find your Montana on the shores of Flathead Lake with this great cabin near the tip of Rocky Point. Enjoy peace, privacy and wildlife in an absolutely gorgeous setting. Naturally landscaped with rock, walking paths, giant trees and wildflowers. Property offers stunning views of the Mission Mountains, 110' of Flathead Lakeshore and a very unique personal cove. Easy to kayak, canoe or fish from the property. Built for seasonal use in 2012, the cabin is in good condition and boasts a huge deck overlooking the lake. Located in a coveted area just 18 minutes from downtown Polson and everything the south end of the lake has to offer. Driveway is located across from the Lodge's tennis courts and is accessible year-round. First time ever on the market, don't miss your chance to see this Flathead Lake retreat. Information is deemed to be reliable but is not guaranteed. Buyers and their agents are encouraged to conduct due diligence, and to verify to their satisfaction, the information contained herein regarding property. this information is provided by outside sources and deemed reliable but is not guaranteed by the Brokerage Firm, its agents nor representatives, nor the listing agent.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Linderman SchoolGrades 2-47.9 mi
6/10
Polson Middle SchoolGrades 5-88.8 mi
5/10
Polson High SchoolGrades 9-128.9 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Poured
  • Roof: Metal
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0

Heating

  • Heating features: Zoned

Interior Area

  • Total interior livable area: 1,152 sqft

Property

Details

  • Parcel number: 15346834202030000
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck
  • Fencing: None
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Lake,Navigable Water,Waterfront
  • Waterbody name: Flathead Lake
  • Topography of land: Sloping

Lot

  • Lot size: 0.55 Acres
  • Features: Rock Outcropping,Secluded,Views,Wooded

Parking

  • Parking features: Shared Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Earthquake
Inland Flooding
Avalanche
Ice Storm
Landslide
Lightning
Wildfire

FEMA Declared Disasters in Lake County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance $786$9,432
Property Taxes $366$4,392
Electricity $151$1,812
Total$6,865$82,380

Income You'd Need if You Spent...

35% on housing$235,371/yr
40% on housing$205,950/yr
45% on housing$183,066/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$955This listing

vs Other Active Listings

Avg $/sqft

ZIP 59860$406
Lake County$403

vs Homes Sold Last Month

Median $/sqft

ZIP 59860
Lake County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Price change$1,100,000
2026-05-15Listed for sale$1,300,000

For Sale by Agent

AgentJamie Lee Russell
BrokerageClearwater Montana Properties - Polson

Similar Homes