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12410 Elizabeth Curtis Ln, Gloucester, VA, 23061

3beds
2baths
2,024sqft
$675,000
$333price/sqft
$4,277/moest. monthly cost
$171,080/yrincome needed

About This Home

Life is better on the River! And it is quiet, peaceful and spectacularly beautiful in Canton on the Piankatank River. Come see this solidly built contemporary in a great little neighborhood for walking biking, kids, and all the best of river enjoyment. More than 1200 linear feet of waterfrontage with 180 degree wraparound views of the river. Low maintenance everything - vinyl cedar shake siding, standing seam metal roof, encapsulated crawlspace, generator wired, shady treed yard, engineered plank decking, gutter guards, conventional 3BR septic, rainwater collection tank and deep well (500ft), & outside the flood zone for no worries! Separate 3 bay garage with oversized boat/RV bay and walk up attic storage, plus a heated 8x12 shed for studio, office, reading nook, gardening cottage. The house itself has oversized windows to capture river views from every room. Vaulted ceilings throughout, gleaming solid hickory floors, spacious great room with endless decorating and flow opportunities, as well as direct slider access to more than 500 sq ft wrap around waterside deck. Kitchen with island and plenty of room for multiple cooks and 2 stoves to accommodate those large gatherings that always happen when you live on the river. Primary suite has romantic propane FP, cedar lined walk-in closet, and direct access to private deck. Convenient to everywhere - Gloucester, Mathews, Middlesex. Just one hour from Richmond. Come start your river memories!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

9/10
Petsworth Elementary SchoolGrades PK-513.7 mi
7/10
Peasley Middle SchoolGrades 6-810.6 mi
5/10
Gloucester High SchoolGrades 9-1212.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2018

Materials

  • Roof: Metal
  • Construction materials: Drywall,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Additional Room

  • Level: First
  • Dimensions: 11.3 x 7.3

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooking,Gas Cooking,Propane Water Heater,Smooth Cooktop,Stove,Tankless Water Heater,Washer

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First
  • Dimensions: 13.5 x 11.6

Bedroom3

  • Level: First
  • Dimensions: 11.1 x 10.1

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),Dining Area,Double Vanity,Fireplace,Granite Counters,High Ceilings,Kitchen Island,Bath in Primary Bedroom,Main Level Primary,Pantry,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Ceramic Tile,Linoleum,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 2,024

Foyer

  • Level: First
  • Dimensions: 13.9 x 6.11

Great Room

  • Level: First
  • Dimensions: 31.4 x 26.3

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total interior livable area: 2,024 sqft

Kitchen

  • Level: First
  • Dimensions: 17.8 x 12.0

Laundry

  • Level: First
  • Dimensions: 10.3 x 8.11

Master Bedroom

  • Level: First
  • Dimensions: 15.5 x 14.2

Property

Details

  • Parcel number: 006D134
  • Zoning description: SC-1

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Wrap Around,Deck,Porch
  • Exterior features: Deck,Porch,Storage,Shed,Paved Driveway
  • Fencing: Fenced,Partial
  • On waterfront: Yes
  • Waterfront features: River Front,Waterfront
  • Waterbody name: Piankatank River
  • Frontage length: 1207.0000,1207.0000

Lot

  • Lot size: 7.89 Acres
  • Features: Dead End,Level,Waterfront,Cul-De-Sac

Parking

  • Total spaces: 3
  • Parking features: Driveway,Detached,Garage,Oversized,Paved,RV Garage,Two Spaces,Storage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Drought
Strong Wind
Hurricane
Ice Storm
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$302$3,624
Property Taxes $360$4,320
Electricity $202$2,433
Total$4,277$51,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,640/yr
40% on housing$128,310/yr
45% on housing$114,053/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 23061$208
Gloucester County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23061$213
Gloucester County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$699,000
2017-11-07Sold$135,000

For Sale by Agent

AgentBernadette La Casse
BrokerageIsabell K. Horsley Real Estate

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