12855 Moonlight Ct, Groveland, CA, 95321
About This Home
Lake views, lake lifestyle and perched at the top of a quiet cul-de-sac on over 1.5 acres, this exceptional mountain retreat is just steps to the beach where you'll enjoy private lake access. A 5-bedroom home with sweeping mountain vistas and lake views can be enjoyed from nearly every room creating an unforgettable backdrop. Thoughtfully designed with remarkable craftsmanship and character, every space tells its own story. Beautiful flooring, custom shingle accents, designer lighting, and unique architectural details create a warm and inviting atmosphere that blends mountain charm with timeless elegance. The main level is designed for both comfortable living and entertaining, featuring a spacious primary suite, two separate living areas, dining area, a convenient half bath and a well-appointed kitchen that offers generous workspace, abundant storage, and a layout that allows everyone to remain connected to family and guests while taking in the incredible surroundings. Upstairs, the views become even more breathtaking. Three additional bedrooms each showcase their own distinct charm, accompanied by a well-appointed full bathroom. Every room feels thoughtfully crafted, offering family members or guests their own private retreat. The lower level provides flexibility and functionality with an additional bedroom featuring a Murphy bed, a full bathroom, wet bar, and expansive bonus space. Whether envisioned as a private guest suite, game room, or multi-generational living area, this level adapts effortlessly to your needs. Then there are the decks. The expansive main deck is nothing short of spectacular, offering panoramic mountain and lake views that must be experienced in person to be fully appreciated. It's the perfect setting for morning coffee, sunset dinners, entertaining friends, or soaking in the peaceful beauty. Featuring a brand-new roof, new HVAC system, newer deck, whole-house generator along w/other significant investments will offer peace of mind on this impeccably maintained home. Oversized garage with EV charger as well! Minutes from the beaches, championship golf course, and all the amenities Pine Mountain Lake has, you'll spend your days enjoying the lake before returning home to your own private mountain top. This is it if you're looking for your forever home, vacation getaway or a successful income property that will truly stand out. Some homes are seen. This on is felt.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Existing
- Year built: 1997
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Dryer,Washer
- Laundry features: Dryer,Laundry Room,Washer
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Dining Area,Breakfast Bar,Breakfast Nook,Pantry
- Flooring: Hardwood,Carpet
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Zoned,Central
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 3,044
- Total interior livable area: 3,044 sqft
Kitchen
- Features: Breakfast Bar, Breakfast Nook, Dishwasher, Disposal, Gas Range/Cooktop, Pantry, Other
Property
Details
- Parcel number: 090300002000
- Special condition: Standard
Features
- Levels: Three or More Stories
- Pool features: Other,Community
Lot
- Lot size: 1.55 Acres
- Features: Sloped Down,Landscaped
Parking
- Total spaces: 2
- Parking features: Enclosed
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Heat Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Tuolumne County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,798 | $57,576 |
| Home Insurance * | $594 | $7,128 |
| Property Taxes | $874 | $10,488 |
| Electricity | $652 | $7,832 |
| Total | $6,918 | $83,016 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-12 | Listed for sale | $949,000 |
| 2005-08-05 | Sold | $778,500 |
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