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312 E Armuchee Rd, Summerville, GA, 30747

5beds
4baths
3,628sqft
$675,000
$186price/sqft
$5,264/moest. monthly cost
$210,560/yrincome needed

About This Home

Welcome to your private retreat on over 4 beautiful acres! This spacious 5-bedroom, 4-bathroom home offers the perfect blend of comfort and scenic country living. Surrounded by peaceful views, the property features a large pond and great outdoor spaces designed to enjoy the beauty of the land from every angle. Step onto the inviting wrap-around porch overlooking the pond and picturesque property - the perfect spot for morning coffee or relaxing evenings. Inside, you'll find an oversized kitchen designed for both everyday living and entertaining, flowing seamlessly into the open dining area for an inviting and functional layout. The spacious living area features beautiful hardwood floors and a cozy fireplace, creating the perfect gathering space for family and guests. The main-level primary suite offers a private retreat with a large bathroom featuring a double vanity, soaking tub, and separate shower. Upstairs, you'll find four additional bedrooms, two full bathrooms, and a second-story porch with elevated views of the pond and surrounding acreage. The home also includes a full unfinished basement, offering endless potential for additional living space or abundant storage. A detached 3-car garage with dedicated workspace provides plenty of room for vehicles, hobbies, equipment, or projects. Whether you're looking for a peaceful homestead, room to grow, or a property with incredible outdoor appeal, this one has it all.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

3/10
5/10
Summerville Middle SchoolGrades 6-812.0 mi
5/10
Chattooga High SchoolGrades 9-1212.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Concrete,Press Board

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Cooktop,Dishwasher,Microwave,Refrigerator
  • Laundry features: In Hall,Mud Room

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Double Vanity,Master On Main Level,Separate Shower,Soaking Tub,Split Bedroom Plan,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,628
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,628
  • Total interior livable area: 3,628 sqft

Kitchen

  • Features: Solid Surface Counters

Property

Details

  • Parcel number: 0083A0000002700B

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Deck,Porch
  • Exterior features: Water Feature
  • Has view: Yes
  • View description: Valley
  • On waterfront: Yes
  • Waterfront features: Pond
  • Residential vegetation: Cleared,Grassed,Partially Wooded

Lot

  • Lot size: 4.68 Acres
  • Features: Level,Open Lot,Private

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Drought
Lightning
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$580$6,960
Property Taxes $919$11,028
Electricity $352$4,229
Total$5,264$63,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,480/yr
40% on housing$157,920/yr
45% on housing$140,373/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 17.5%
17.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 30747$176
Chattooga County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 30747$136
Chattooga County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Price change$675,000
2026-05-12Listed for sale$685,000

For Sale by Agent

AgentStephen Douglas Graves
BrokerageHardy Realty & Development Company

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