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2630 W Temperance Rd, Temperance, MI, 48182

0beds
0baths
444sqft
$120,000
$270price/sqft
$948/moest. monthly cost
$37,920/yrincome needed

About This Home

Looking for Acreage...HERE YOU GO!!! 3.25 acres in Bedford Township. The interior of the structure has been stripped down to the studs. Gas & electric ran on the property. If you enter the structure, it's at your own risk. Taxes are non-homesteaded.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
6/10
--

Construction

Condition

  • Year built: 1942

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Features

  • Flooring: Other
  • Finished area below ground: 0
  • Finished area above ground: 444

Heating

  • Heating features: None,Natural Gas

Interior Area

  • Total structure area: 444
  • Total interior livable area: 444 sqft

Living Room

  • Features: Other
  • Level: Main
  • Area: 280

Property

Details

  • Parcel number: 02 017 066 00

Features

  • Levels: One
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 326

Lot

  • Lot size: 3.28 Acres
  • Features: Wooded
  • Lot size dimensions: 326 x 495 x 374 x 366

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Monroe County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$50$600
Property Taxes $104$1,248
Electricity $188$2,259
Total$948$11,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,502/yr
40% on housing$28,440/yr
45% on housing$25,280/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 48182$134
Monroe County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 48182$169
Monroe County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$120,000
2025-02-14Sold$90,000
2025-02-08Pending sale$100,000
2025-01-31Listed for sale$100,000
1998-03-31Sold$40,000

For Sale by Agent

AgentSandra Dibert
BrokerageWiens And Roth Real Estate - Lambertville

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