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163 E Sterns Rd, Temperance, MI, 48182

3beds
2baths
1,824sqft
$384,900
$211price/sqft
$2,639/moest. monthly cost
$105,560/yrincome needed

About This Home

Beautifully Remodeled Home on 5 Acres – Bedford Township, MI Welcome to your dream home! This completely remodeled 3-bedroom, 2-bathroom home offers 1,800 sq. ft. of modern living space and sits on a 5-acre lot in desirable Bedford Township, MI. Gorgeous, fully remodeled kitchen with modern cabinetry, granite countertops, and stainless-steel appliances – perfect for cooking and entertaining. Spacious master suite with closet space. Two additional bedrooms ideal for guests, kids, or office space. Attached 2-car garage. Detached workshop/garage. 5 acres of open space – perfect for recreation, gardening, or horses. Peaceful, rural setting while still close to schools and shopping. New roof, windows, siding, furnace, ductwork, electrical and plumbing.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
6/10
--

Construction

Condition

  • Year built: 1949

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Electric Water Heater
  • Laundry features: First Floor Laundry,Main Level

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bedroom1

  • Features: Carpet
  • Level: Main
  • Area: 225

Bedroom2

  • Features: Carpet
  • Level: Main
  • Area: 110

Bedroom3

  • Features: Carpet
  • Level: Main
  • Area: 154

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Vinyl
  • Level: Main
  • Area: 144

Features

  • Sump Pump
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,824

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,824
  • Total interior livable area: 1,824 sqft

Kitchen

  • Features: Vinyl
  • Level: Main
  • Area: 228

Living Room

  • Features: Vinyl
  • Level: Main
  • Area: 322

Property

Details

  • Parcel number: 0203602100
  • Zoning description: Agricultural,Mixed Use,Residential
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Fenced,Fence Owned
  • Has view: Yes
  • View description: Rural View
  • Frontage type: Road
  • Frontage length: 167

Lot

  • Lot size: 5 Acres
  • Lot size dimensions: 167 x 1292 x irr

Parking

  • Total spaces: 3
  • Parking features: 3 or More Spaces,Garage,Attached,Electric in Garage,Garage Door Opener,Off Street,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters in Monroe County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$162$1,944
Property Taxes $333$3,996
Electricity $198$2,387
Total$2,639$31,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,480/yr
40% on housing$79,170/yr
45% on housing$70,373/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 48182$130
Monroe County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 48182$169
Monroe County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$394,900
2026-04-13Listed for sale$399,900
2025-07-29Sold$350,000
2025-06-17Pending sale$379,900
2025-05-31Listed for sale$379,900
2025-04-10Listing removed$139,900
2023-12-20Sold$155,000
2023-12-16Pending sale$139,900
2023-11-30Listing removed--
2023-11-25Listed for sale$139,900
2003-08-29Sold$175,000

For Sale by Agent

AgentDavid Gottschalk
BrokerageKey Realty One LLC - Summerfield

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