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7313 Elmwood Rd, Temperance, MI, 48182

3beds
1baths
1,015sqft
$260,000
$256price/sqft
$1,966/moest. monthly cost
$78,640/yrincome needed

About This Home

Single story ranch house with a crawl space that has brick and vinyl siding and an attached heated garage. This a corner lot on .264 acres. There is a chain link fence with two gates. The kitchen has been updated with granite counter tops and glass subway tile/mosiac backsplash. The bathroom has been updated with a comfort height toilet, marble top vanity, a matching wood medicine cabinet and an additional wooden cabinet. A New Bath walk-in shower system was installed in 2024. There is composite board 16x16 deck and an 8x6 extension with handrails. There is also a brick walk way from the deck. There is a retractable Marygrove Awning over the deck area with a remote. There is a 24" brick fire ring in the backyard with interlocking bricks. There is a 12x12 shed in the back yard. There are a lot of perennials, trees and bushes that have been added though the years. There are flower beds with landscape rocks, wood boarders and bricks around the home. There is an asphalt driveway that has been resealed in 2025. Roof was replaced 2015. This home is move-in ready and possession will be at closing. We will be willing pay buyers broker/realtor compensation within reason.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
--
6/10

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Laminate,Linoleum / Vinyl

Interior Area

  • Total interior livable area: 1,015 sqft

Property

Details

  • Parcel number: 0243015800

Features

  • Exterior features: Vinyl,Brick
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Monroe County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$110$1,320
Property Taxes $354$4,248
Electricity $188$2,259
Total$1,966$23,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,405/yr
40% on housing$58,980/yr
45% on housing$52,426/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 48182$132
Monroe County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 48182$169
Monroe County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$260,000
2026-07-17Listed for sale$260,000
1996-04-04Sold$88,000

For Sale by Owner

AgentProperty Owner

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