See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1626 Spruce Ct, Temperance, MI, 48182

3beds
4baths
1,807sqft
$314,900
$174price/sqft
$2,359/moest. monthly cost
$94,360/yrincome needed

About This Home

Welcome to this spacious and inviting condo nestled in the highly desirable Pines of Bedford! Offering 3 bedrooms, 3 full baths and 1 half bath, and 1,807 square feet of above-grade living space, plus an expansive 1,520-square-foot basement, this home is filled with opportunity, character, and room to make it your own. The open-concept floor plan is highlighted by soaring cathedral ceilings and two skylights that bathe the living room in natural light. Built-in surround sound speakers add to the inviting atmosphere, while beautiful hardwood flooring flows throughout much of the home, creating warmth and timeless appeal. The spacious kitchen offers an abundance of cabinetry and storage, opening seamlessly to the dining and living area. Just beyond, the bright sunroom provides a peaceful place to relax while enjoying views of the open green space behind and beside the home. The main-floor primary suite features a generous walk-in closet, double vanities, a soaking tub, and a separate walk-in shower. A second bedroom and full bath are conveniently located on the main floor, while upstairs you’ll find a private third bedroom complete with its own full bath, walk-in closet, and kitchenette area featuring a sink, microwave, toaster oven, and mini refrigerator. The lower level offers incredible potential, featuring a half bath, commercial-style sink, refrigerator, oven, and an impressive sauna that stays with the home. With plenty of space for storage, hobbies, or future finishing, this expansive basement offers endless possibilities. Additional highlights include first-floor laundry, an attached 2-car garage, and abundant storage throughout the entire home including additional floored storage above the entire garage and above the upstairs bedroom in closet. The welcoming front courtyard is beautifully accented with wildflowers, and the open lot between neighboring condos provides added space and privacy rarely found in condo living. With its generous layout, desirable location, and endless potential to add your own personal touches, this home presents a wonderful opportunity to enjoy comfortable living in one of Bedford’s most sought-after communities.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
--
6/10

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Basement
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Basement

  • Has basement: Yes

Bathroom1

  • Features: Linoleum
  • Level: Main
  • Area: 35

Bathroom2

  • Features: Linoleum
  • Level: Main
  • Area: 60

Bathroom3

  • Features: Linoleum
  • Level: Second
  • Area: 32

Bedroom1

  • Features: Tile
  • Level: Main
  • Area: 238

Bedroom2

  • Features: Wood
  • Level: Main
  • Area: 140

Bedroom3

  • Features: Vinyl
  • Level: Second
  • Area: 320

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Flooring: Linoleum,Wood,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,807

Great Room

  • Level: Main
  • Area: 360

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 3,327
  • Total interior livable area: 1,807 sqft

Kitchen

  • Features: Wood
  • Level: Main
  • Area: 280

Property

Details

  • Parcel number: 02 477 024 00
  • Special condition: Private

Features

  • Levels: One and One Half
  • Stories: 1

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Monroe County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$133$1,596
Property Taxes $437$5,244
Electricity $197$2,365
Total$2,359$28,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,880/yr
40% on housing$70,770/yr
45% on housing$62,906/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 48182$131
Monroe County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 48182$169
Monroe County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$314,900

For Sale by Agent

AgentMelissa Wilson
BrokerageSynergy Realty Group Gerweck

Similar Homes