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505 W Sylvester Ave, Christopher, IL, 62822

2beds
1baths
1,316sqft
$145,900
$111price/sqft
$1,331/moest. monthly cost
$53,240/yrincome needed

About This Home

Well-maintained home, livingroom with vaulted ceiling, large familyroom, detached 2 car garage.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

5/10
5/10
Christopher High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 340
  • Dimensions: 17X20

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,316
  • Total interior livable area: 1,316 sqft

Kitchen

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 156
  • Dimensions: 12X13

Living Room

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 234
  • Dimensions: 13X18

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 168
  • Dimensions: 12X14

Property

Details

  • Parcel number: 0626279008
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 0.43 Acres
  • Features: Level
  • Lot size dimensions: 145 x 130

Parking

  • Total spaces: 2
  • Parking features: Gravel,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $737$8,844
Home Insurance *$321$3,852
Property Taxes $143$1,716
Electricity $130$1,569
Total$1,331$15,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,634/yr
40% on housing$39,930/yr
45% on housing$35,493/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 62822$45
Franklin County$83

vs Homes Sold Last Month

Median $/sqft

ZIP 62822
Franklin County$70

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Contingent$145,900
2026-07-03Listed for sale$145,900

For Sale by Agent

AgentDavid McCollum
BrokerageMCCOLLUM REAL ESTATE

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