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3788 W County Road 850 S, Madison, IN, 47250

2beds
4baths
2,540sqft
$524,999
$207price/sqft
$3,485/moest. monthly cost
$139,400/yrincome needed

About This Home

Rustic Luxury Meets Endless Possibilities on 12 Wooded Acres Discover the perfect blend of rustic charm and modern comfort in this beautiful Heritage Log Home on 12 wooded acres with 1,338 feet of road frontage. Inside, enjoy a spacious first-floor primary suite with a private bath, a soaring floor-to-ceiling stone wood-burning fireplace, and a second-floor bedroom with an oversized walk-in closet. The wraparound porch is perfect for relaxing, while the finished walk-out basement adds valuable living space. This 2-bedroom, 3-bath home also features a bright loft and two finished lower-level bonus rooms, ideal for a home office, gym, hobby room, guest space, or playroom. Energy-efficient geothermal heating and cooling provide year-round comfort. Outside, you'll find a detached 4-car garage, a pole barn with two stalls, and a fenced pasture, making it perfect for hobby farming, horses, or peaceful country livingjust minutes from the highway between Madison and Versailles.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
5/10
South Ripley High SchoolGrades 9-128.2 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Other,Oven/Range,Refrigerator,Electric Water Heater

Basement

  • Basement: Full,Finished,Vinyl Plank,Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Second

Bathroom4

  • Level: Lower

Bedroom2

  • Level: Second
  • Area: 204

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Features: Vinyl Plank,Walkout
  • Level: Lower
  • Area: 266

Features

  • Natural Woodwork,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Hung,Wood Frames
  • Flooring: Vinyl Plank
  • Fireplace features: Insert,Stone,Wood Burning,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,000

Heating & Cooling

  • Heating features: Geothermal
  • Cooling features: Ceiling Fan(s),Central Air,Geothermal

Interior Area

  • Total structure area: 3,540
  • Total interior livable area: 2,540 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen Island,Wood Floor
  • Level: First
  • Area: 190

Living Room

  • Features: Wood Floor
  • Level: First
  • Area: 304

Master Bedroom

  • Features: Bath Adjoins,Walk-In Closet(s),Wood Floor
  • Level: First
  • Area: 182

Office

  • Level: Lower
  • Area: 182

Property

Details

  • Parcel number: 691820200009001020
  • Other equipment: Sump Pump w/oBattery
  • Wooded area: 479160

Features

  • Levels: One and One Half
  • Stories: 1
  • Fencing: Metal,Fenced
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: Lake/Pond
  • Frontage length: 1338.00
  • Topography of land: Level
  • Residential vegetation: Heavily Wooded

Lot

  • Lot size: 12 Acres
  • Features: Wooded

Parking

  • Total spaces: 4
  • Parking features: Concrete,Detached,With Electric,Driveway,Gravel
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Lightning
Cold Wave
Drought
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$354$4,248
Property Taxes $245$2,940
Electricity $232$2,794
Total$3,485$41,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,485/yr
40% on housing$104,550/yr
45% on housing$92,933/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 47250$136
Ripley County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 47250$145
Ripley County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$524,999

For Sale by Agent

AgentJames Benham
BrokerageRE/MAX Victory + Affiliates

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