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88 Deer Lake Ln APT 2, Murray, KY, 42071

2beds
2baths
1,000sqft
$199,900
$200price/sqft
$1,493/moest. monthly cost
$59,720/yrincome needed

About This Home

Ready To Relax? Deer Lake Condominiums - Unit 2 - Is A 2 Bedroom, 2 Bath Condo On The Ground Level Making It Easy Access! Also Find The Laundry Room, Kitchen, Dining/living Room All On One Floor! Enjoy The View Of The Pool And The Blood River Area Of Kentucky Lake From The Covered Back Patio - Accessible From The Living Room And Also From The Primary Bedroom. A Storage Room Across From The Front Door Is Included, And A Larger Community Storage Bldg Is Also Available For Shared Storage. The Monthly Hoa Fee Is $200.00 And Includes Pool Use, Water, Garbage Pick Up, Mowing. Furnishings Are Included, So All You Have To Do Is Pack And Move! Waters Edge Marina Is Less Than A Mile Away, And The City Of Murray, Ky Is Just A Few Minutes Away!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

8/10
6/10
Calloway County High SchoolGrades 9-1211.0 mi

Construction

Materials

  • Construction materials: Vinyl Siding,Dry Wall

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove,Washer
  • Laundry features: Utility Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Living/Dining

Features

  • Flooring: Laminate
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Property

Details

  • Parcel number: 0870012H00002

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground,Association
  • Patio & porch: Patio
  • Exterior features: Dock,Gas Grill
  • On waterfront: Yes
  • Waterfront features: Waterfront,Kentucky Lake
  • Waterbody name: Kentucky Lake

Lot

  • Features: County,Level,Rolling Slope

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Earthquake
Hail
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$170$2,040
Property Taxes $159$1,908
Electricity $154$1,850
Total$1,493$17,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,188/yr
40% on housing$44,790/yr
45% on housing$39,813/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.6%
-4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 42071$144
Calloway County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 42071$141
Calloway County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$212,000
2023-07-13Sold$158,000
2021-11-05Sold$150,000
2010-10-29Sold$86,000
2010-07-01Sold$122,000

For Sale by Agent

AgentEunice Stone
BrokerageLakeland Realty

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