43 Barnacle Dr, New Concord, KY, 42076
About This Home
Tucked Just Steps From The Water In New Concord, This Two-story Home Offers The Kind Of Lake Lifestyle Most People Spend Years Chasing. With Two Public Boat Ramps Nearby And The Shoreline Within Easy Walking Distance, Getting On The Water Is Effortless—no Long Drives, No Planning, Just Go. While The Home Itself Doesn’t Sit Directly On The Lake, What It Delivers Is Something Just As Valuable: Close Access Without The Premium Price Or Upkeep That Often Comes With Waterfront Properties. Spend Your Mornings On The Water, Your Afternoons Relaxing At Home, And Your Evenings Enjoying The Quiet Of A Tucked-away Lakeside Community. The Home Features A Functional Two-story Layout With Comfortable Living Space, Ideal For A Weekend Retreat, Full-time Residence, Or Investment Opportunity. The Yard Is Low-maintenance, Giving You More Time To Enjoy The Lake Instead Of Maintaining Land.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2001
Materials
- Foundation: Concrete Block
- Roof: Composition Shingle
- Construction materials: Frame,Vinyl Siding,Dry Wall
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Electric Water Heater
- Laundry features: Utility Room
Basement
- Has basement: Yes
- Basement: Walk-Out Access
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 1
Features
- Window features: Wood Frames
- Flooring: Carpet,Laminate
- Attic: None
- Finished area below ground: 0
Heating
- Heating features: Baseboard
Interior Area
- Total structure area: 1,134
- Total interior livable area: 1,134 sqft
Kitchen
- Features: Eat-in Kitchen
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 103A0497
Features
- Levels: One and One Half
- Stories: 1
- Waterfront features: Lake Area
Lot
- Lot size: 1 Acres
- Features: County,Dead End Street,Rolling Slope,Wooded
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Drought
- Earthquake
- Hail
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $682 | $8,184 |
| Home Insurance * | $43 | $516 |
| Property Taxes | $110 | $1,320 |
| Electricity | $154 | $1,850 |
| Total | $989 | $11,868 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $149,900 |
| 2026-04-21 | Price change | $164,900 |
| 2026-03-25 | Listed for sale | $174,900 |
| 2025-09-16 | Listing removed | -- |
| 2025-06-18 | Price change | $199,900 |
| 2025-06-02 | Price change | $205,900 |
| 2025-05-30 | Listed for sale | $225,000 |
| 2024-05-05 | Listing removed | -- |
| 2024-04-21 | Listed for sale | $175,000 |
| 2021-08-18 | Listing removed | -- |
| 2021-05-20 | Price change | $80,000 |
| 2021-05-15 | Listed for sale | $90,000 |
| 2021-03-24 | Listing removed | -- |
| 2020-07-17 | Sold | $51,000 |
| 2020-04-15 | Pending sale | $64,000 |
| 2020-03-10 | Price change | $64,000 |
| 2020-01-16 | Price change | $65,500 |
| 2019-12-12 | Price change | $65,000 |
| 2019-09-30 | Price change | $66,500 |
| 2019-09-14 | Price change | $68,500 |
| 2019-08-12 | Price change | $70,000 |
| 2019-07-12 | Listed for sale | $72,000 |
| 2016-04-15 | Sold | $45,000 |
View on Zillow