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210 Dream A Way Cir, Scottsville, KY, 42164

2beds
2baths
1,095sqft
$229,000
$209price/sqft
$1,492/moest. monthly cost
$59,680/yrincome needed

About This Home

Escape to the lake with this charming 2 bedroom, 2 bathroom retreat offering approximately 1,100 square feet of comfortable living space situated on three lots. Designed for both relaxation and recreation, this property provides the perfect blend of privacy and convenience. Enjoy being centrally located near many of the most popular attractions on Barren River Lake, making it easy to spend your days on the water and your evenings unwinding on the deck. A generous workshop building offers abundant storage and includes a pontoon boat that conveys with the property — a rare and valuable bonus for lake enthusiasts. An additional storage building and storage area beneath the deck provide plenty of room for lake toys, tools, and outdoor gear. Whether you're looking for a weekend getaway or a full-time lake residence, this property checks all the boxes. Boat slip transfers with Corps approval, making your lake lifestyle move-in ready from day one.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
5/10

Construction

Condition

  • Property condition: New Construction
  • Year built: 1980

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator,Dryer,Washer,Electric Water Heater
  • Laundry features: In Bathroom

Basement

  • Basement: None

Bathroom

  • Features: Separate Shower,Tub/Shower Combo

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),Walls (Dry Wall),Walls (Paneling),Eat-in Kitchen
  • Window features: Screens,Thermo Pane Windows,Tilt,Vinyl Frame,Window Treatments
  • Flooring: Carpet,Vinyl
  • Fireplace features: Free Standing,Gas,Heatilator,Ventless
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,095
  • Total interior livable area: 1,095 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: 1st Floor Bathroom,Walk in Shower

Details

  • Parcel number: 735A134ETC

Features

  • Patio & porch: Deck
  • Exterior features: Landscaping,Mature Trees
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: None
  • Waterfront features: Dock w/Corp Approval,Lake Privileges,Slip w/Corp Approval,Water Access,Lake,Seasonal
  • Waterbody name: Barren River Lake
  • Topography of land: Rolling

Lot

  • Lot size: 1.35 Acres
  • Features: Rural Property,Trees,County,Out of City Limits,Subdivided

Parking

  • Total spaces: 2
  • Parking features: Detached Carport
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance *$164$1,968
Property Taxes $17$204
Electricity $154$1,850
Total$1,492$17,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,154/yr
40% on housing$44,760/yr
45% on housing$39,786/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 42164$149
Allen County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 42164$170
Allen County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$239,000
2026-03-02Listed for sale$249,900
2024-03-12Listing removed$299,000
2023-09-12Price change$299,000
2023-06-20Price change$324,900
2023-06-05Price change$379,500
2023-05-19Listed for sale$399,500

For Sale by Agent

AgentBeth Hinkley
BrokerageElmore Real Estate

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