See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3103 10th St, Monroe, MI, 48162

2beds
1baths
594sqft
$92,999
$157price/sqft
$821/moest. monthly cost
$32,840/yrincome needed

About This Home

Extra Large Lot!!!Charming two-bedroom, one-bath cottage-style home located in the desirable Detroit Beach community. This home offers a bright living space with natural light and a comfortable layout with plenty of potential. Enjoy lake access and the benefits of being part of the Detroit Beach HOA, including access to the beach and nearby community amenities. A great opportunity for an affordable home in a well-known lake-area neighborhood. Vacant lot next door adds extra appeal and potential. Property is being sold as-is.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

--
Sodt Elementary SchoolGrades PK-10.8 mi
5/10
Jefferson Middle SchoolGrades 6-81.5 mi
6/10
Jefferson High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Basement: None,Crawl Space

Bathroom1

  • Level: Entry

Bedroom1

  • Level: Entry
  • Area: 80

Bedroom2

  • Level: Entry
  • Area: 80

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Natural Fireplace
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 594

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 594
  • Total interior livable area: 594 sqft

Property

Details

  • Parcel number: 0777678000
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Waterfront features: Beach Access
  • Frontage type: Road
  • Frontage length: 80

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: 80 x 100

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Ice Storm
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Monroe County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $470$5,640
Home Insurance *$48$576
Property Taxes $115$1,380
Electricity $188$2,259
Total$821$9,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,148/yr
40% on housing$24,630/yr
45% on housing$21,893/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 48162$153
Monroe County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 48162$164
Monroe County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$92,999
2026-07-09Price change$94,999
2026-06-12Price change$99,500
2026-06-04Price change$104,900
2026-05-12Listed for sale$109,900
2024-01-18Sold$76,455
2023-11-02Pending sale$75,000
2023-10-13Listed for sale$75,000

For Sale by Agent

AgentSebastian Lucido
BrokerageSine & Monaghan LLC

Similar Homes