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138 Deepwood Dr, Murray, KY, 42071

2beds
2baths
1,350sqft
$319,900
$237price/sqft
$2,217/moest. monthly cost
$88,680/yrincome needed

About This Home

Welcome to Western Shores, one of Western Kentuckys premier lakefront communities on the sparkling shores of Kentucky Lake. Nestled on 6.18 private acres, this 2-bedroom, 2-bath home offers the perfect combination of comfort, nature, and resort-style living Ideal for a full-time residence, a relaxing weekend retreat, or a property with excellent potential as a future vacation rental. The lower level features a spacious garage, utility room, and a flexible bonus area thats perfect for a workshop, recreation space, or additional living quarters. Upstairs, the open-concept kitchen and living area flow seamlessly onto front and rear balconies, creating peaceful spaces to enjoy the surrounding woods and fresh lake air. Life at Western Shores is centered around the lake lifestyle. Residents enjoy a stunning infinity pool overlooking Kentucky Lake, two covered community boat docks, and multiple private boat ramps for easy lake access. The beautiful clubhouse with outdoor fireplaces is perfect for gathering with friends on cool evenings, and scenic walking trails wind past ponds and native wildlife. Golf-cart-friendly roads make it effortless to explore every corner of this vibrant, close-knit lake community. Offered at $319,900, this home captures the essence of Kentucky Lake living where privacy meets connection, and every day feels like a lake day. Your future lake house is calling... and so should you!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

8/10
6/10
Calloway County High SchoolGrades 9-1213.4 mi

Construction

Condition

  • Year built: 2011

Materials

  • Roof: Shingle
  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedroom1

  • Area: 99
  • Dimensions: 9x11

Bedroom2

  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Features: Separate
  • Level: Separate
  • Area: 308
  • Dimensions: 11x28

Features

  • Ceiling Fan(s),Open Floorplan,Walk-In Closet(s),High Speed Internet
  • Flooring: Carpet,Wood
  • Finished area above ground: 1,350

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,350
  • Total interior livable area: 1,350 sqft

Living Room

  • Features: Combination
  • Level: Combination
  • Area: 357
  • Dimensions: 17x21

Master Bathroom

  • Features: Primary Bedroom
  • Level: Primary Bedroom

Property

Details

  • Parcel number: 092B000600059
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Covered,Deck

Lot

  • Lot size: 6.18 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Drought

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$272$3,264
Property Taxes $174$2,088
Electricity $154$1,850
Total$2,217$26,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,011/yr
40% on housing$66,510/yr
45% on housing$59,120/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.6%
-4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 42071$142
Calloway County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 42071$141
Calloway County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$319,900
2026-04-26Price change$349,900
2026-04-17Price change$370,000
2025-11-11Listed for sale$380,000
2015-04-09Sold$137,000
2012-08-29Sold$139,900

For Sale by Agent

AgentGlenda Ritchie
Brokerage1st Realty Group

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