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300 Eagle Point Dr, Albany, KY, 42602

5beds
4baths
0sqft
$3,699,000
--price/sqft
$25,050/moest. monthly cost
$1,002,000/yrincome needed

About This Home

Perched to maximize its panoramic Dale Hollow Lake views, this craftsman-inspired residence exudes timeless charm and modern livability. A generous wrap-around porch welcomes you, while the expansive deck overlooking the water invites seamless indoor-outdoor living. The architecture is highlighted by elegant wood detailing, thoughtful craftsmanship, and a landscaping design that provides year-round curb appeal. Multiple outdoor living spaces-including two screened-in porches and two outdoor fireplaces-offer versatile settings for entertaining, morning coffee, or quiet evenings as boats drift by on the lake. The interior centers around a large open-concept living area that showcases beautiful wood detailing and a woodburning AND gas fireplaces as focal points. The space is flooded with natural light and designed for both gathering and relaxation, with easy sightlines to an open kitchen that stands as the heart of the home. The kitchen is an entertainer's dream, featuring a dine-at island, abundant cabinetry, a substantial pantry, built-in ice maker, built-in coffee machine, gas stove top and high-end appliances that blend form and function. Adjacent to the kitchen, a spacious study or home office provides a quiet, productive zone with views of the outdoors. The primary suite is a private retreat on the main level, with a generous footprint and a luxurious ensuite that includes a spacious walk-in shower and a freestanding soaking tub. The design emphasizes comfort and convenience, yielding a tranquil place to unwind after a day on the lake. Additional comfortable bedrooms upstairs feature a seating area that overlooks the living room, ensuring a sense of connection throughout the home. Each bedroom is well sized, while the overall floor plan promotes seamless daily living and guest flow. A standout feature of the home is the large basement area, designed for entertaining and everyday practicality alike. It includes two fireplaces, a bar with a sink, dishwasher, and ice maker, and a dedicated home gym area/bedroom. A walkout French door opens to the lower level from this expansive space, enhancing the sense of accessibility and freedom to enjoy the lake views from every level. The basement also houses a large built-in vault for security or cherished keepsakes, additional bedroom and bathroom, and abundant storage that makes organization effortless. The combination of these spaces creates a versatile lower level that can serve as a game room, media zone, quarters for guests, or a private retreat. A host of modern conveniences enhance daily life, including a security system and built-in stereo system that blend seamlessly with the home's traditional character. The home comes fully furnished, offering a turn-key lifestyle that lets you move in and begin enjoying lakeside living immediately. The inviting ambiance is further enriched by plentiful chandeliers. Fun facts about the house: some of the floorboards come from the barn that once housed War Admiral, the eminent thoroughbred horse who won the 1937 U.S. Triple Crown, and hanging on the wall are fish fossils dating from 30 to 54 million years ago, unearthed from the Green River Formation across Utah, Colorado, and Wyoming. This home blends practical comfort with modern convenience: five bedrooms and three and a half bathrooms, with dual laundry rooms . A standout feature includes 13 exit doors, his-and-her closets and sinks in the primary suite, three HVAC systems for targeted climate control, and a comprehensive utility lineup with a water filtration system, water softener, air filtration, a 400 amp electrical service, and a tankless hot water heater. Built in 2006, the property also features a stable-door covering vault for secure storage.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Albany Elementary SchoolGrades 1-47.0 mi
5/10
5/10

Construction

Materials

  • Roof: Asphalt
  • Construction materials: Stone Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave,Oven,Stainless Steel Appliances

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Kitchen,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood
  • Number of fireplaces: 6
  • Fireplace: Yes
  • Finished area above ground: 0

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 015000005002
  • Lease amount: 0

Features

  • Patio & porch: Patio,Covered Porch,Open Porch,Screened Porch,Deck
  • Has view: Yes
  • View description: Lake,Scenic,Sound,Street
  • Has water view: Yes
  • Water view: Lake,Sound
  • Waterbody name: Dale Hollow Lake
  • Frontage length: 0

Lot

  • Lot size: 2.95 Acres
  • Features: Trees

Parking

  • Total spaces: 3
  • Parking features: Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Lightning
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $18,704$224,448
Home Insurance *$3,576$42,912
Property Taxes $2,616$31,392
Electricity $154$1,850
Total$25,050$300,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$858,857/yr
40% on housing$751,500/yr
45% on housing$668,000/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 42602$189
Clinton County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 42602
Clinton County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-21Listed for sale$3,699,000

For Sale by Agent

AgentHunter Shearer
BrokerageUnited Country - Lakes and Land Realty

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