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342 Eagle Point Dr, Albany, KY, 42602

5beds
6baths
0sqft
$1,899,000
--price/sqft
$13,221/moest. monthly cost
$528,840/yrincome needed

About This Home

This exquisite custom home built on 2.2+/- acres is a secluded paradise in Franklin Estates located in Albany, Kentucky. The property is located 4 miles from Wisdom Boat Dock, 12 miles from Wolf River Resort and 23 miles from Sunset Marina. The stone and cedar home is accented with beautiful landscaping, a concrete circle driveway, copper gutters, an inviting stone front porch, a large covered back porch overlooking Dale Hollow Lake, a 3-car garage, and a private hot tub pad in the backyard. The expansive entrance of the home is ready to welcome family and friends. As you walk through the front door you will enter the open and inviting living and dining area. The living room features a large wood burning stone fireplace and built-in entertainment center which adds to the coziness of the home. The kitchen features high end appliances, granite countertops, and custom cabinetry. Throughout the home you will find custom solid oak shaker style doors that complement the oak trim. The unbelievable views from the large windows throughout the home will take your breath away. There is a walk-in pantry, large laundry room and quaint mud room off the garage. This home offers unique hickory hardwood and tile flooring throughout. The first-floor master suite features a nice sitting area and access to a balcony overlooking the lake. It also offers a large jacuzzi tub, tile walk in shower, and large walk-in closet. The oak staircase leads to the upstairs of the home where one will find a nice sitting area overlooking the downstairs, 2 large bedrooms and 2 bathrooms. The lower level of the home has 2 bedrooms, 2 full bathrooms, and a full kitchen with stainless appliances with black leather granite and a gas log fireplace. The downstairs living room is ideal for a game room, already having a pool table in place. There is also a second laundry room and a storm room on the lower level. This luxury lake home is selling fully furnished with top of the line modern furnishings. This is truly a show home that you must see. Be sure to watch all the videos! Home Features: Intercom/Security/Stereo System, Propane Driven Whole House Generator (New in 2024), Central Vac System, Tankless Water Heater, 4 New HVAC units, Custom Wooden Blinds Throughout, New Fridge in 2024. This incredible home truly has it all! From the incredible stonework on the outside and amazing landscape to the precise craftsmanship on the interior and the breath-taking lake views. 5 bedrooms, 5 1/2 bathrooms, 2 kitchens and a 3 gar attached garage.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Albany Elementary SchoolGrades 1-47.0 mi
5/10
5/10

Construction

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Cedar Clapboard,Stone Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer,Stainless Steel Appliances

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area above ground: 0

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Open,Granite Counters

Property

Details

  • Parcel number: 015000005003
  • Lease amount: 0

Features

  • Patio & porch: Covered Porch,Open Porch,Screened Porch,Deck
  • Exterior features: Utilities
  • Has view: Yes
  • View description: Lake,Scenic,Sound,Street,Water
  • Has water view: Yes
  • Water view: Lake,Sound,Water
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Dale Hollow Lake
  • Frontage length: 0

Lot

  • Lot size: 2.20 Acres
  • Features: Trees

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Lightning
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,602$115,224
Home Insurance *$1,835$22,020
Property Taxes $1,630$19,560
Electricity $154$1,850
Total$13,221$158,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$453,291/yr
40% on housing$396,630/yr
45% on housing$352,560/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 42602$250
Clinton County$243

vs Homes Sold Last Month

Median $/sqft

ZIP 42602
Clinton County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$1,899,000
2022-05-25Sold$1,150,000
2022-03-16Contingent$1,400,000
2022-01-26Listed for sale$1,400,000

For Sale by Agent

AgentHunter Shearer
BrokerageUnited Country - Lakes and Land Realty

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