664 Pine Hurst Bay, Clarkson, KY, 42726
About This Home
Welcome to the Hillbilly Hill-ton! This one-of-a-kind lake retreat in the Pine Hurst Bay Subdivision at Nolin Lake perfectly blends fun, function, and financial opportunity. Whether you're looking for a memorable family getaway or a smart lifestyle investment, this fully operational short-term rental with strong income history and glowing reviews is ready to start paying for itself from day one. A dock that transfers with the Corps of Engineers makes lake access a breeze. Inside the main home, an open floor plan invites gatherings with an expansive, updated kitchen featuring stainless steel appliances, granite countertops, a tile backsplash, a center island workspace, and two dining areas. The adjoining game room comes complete with slot machines and games for hours of entertainment. The cozy family room is perfect for movie nights, while the first-floor primary suite offers private access to a covered rear deck with swings ideal for morning coffee or quiet evenings under the stars. A full bath and seven storage closets are conveniently located nearby. The main level also includes a second bedroom, another full bath, and two laundry areas. Upstairs, you'll find a loft workspace and two additional bedrooms, offering plenty of space for guests. Step out from the kitchen to the second covered deck, where you'll find a grill, Blackstone, and hot tub perfect for relaxing after a day on the lake. There's even an outdoor shower for a refreshing rinse. The separate bunkhouse sleeps six or more comfortably and includes a screened-in porch and a second outdoor shower. For the ultimate entertainment experience, the Saloon is a destination all its own heated and cooled, with karaoke, a dance floor, disco ball, saddle-style barstools, an indoor/outdoor bar, and a costume closet for themed fun. Gather around the bonfire area nearby and make s'mores as you swap stories under the Kentucky sky. Best of all virtually everything stays! This home comes fully furnished and move-in ready. Chances are, if you want it or need it, it's already here. Seller utilizes a local cleaning person for the last three years that handles turning property over after use and ready for new visit. Start enjoying the lake life immediately. Whether you're seeking a family retreat, a profitable rental, or both, 664 Pine Hurst Bay delivers. Every visit brings a new adventure, lasting memories, and the opportunity to grow your income while enjoying the lake life you've always dreamed of.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2007
Materials
- Foundation: Crawl Space
- Roof: Metal
- Construction materials: Log
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Basement: None
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Dining Area
- Level: First
Family Room
- Level: First
Features
- Open Floorplan
- Finished area below ground: 0
- Finished area above ground: 1,674
Full Bathroom
- Level: First
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Electric
- Cooling features: Ductless,Central Air
Interior Area
- Total structure area: 1,674
- Total interior livable area: 2,495 sqft
Kitchen
- Level: First
Other
- Level: First
Other
- Level: First
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 0
Features
- Stories: 2
- Patio & porch: Screened Porch,Deck,Patio,Porch
- Exterior features: Boat Slip
- Has spa: Yes
- Spa features: Heated
- Fencing: None
Lot
- Lot size: 0.50 Acres
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Inland Flooding
- Ice Storm
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,907 | $34,884 |
| Home Insurance * | $456 | $5,472 |
| Property Taxes | $475 | $5,700 |
| Electricity | $197 | $2,364 |
| Total | $4,035 | $48,420 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-01 | Listed for sale | $575,000 |
| 2025-08-25 | Listing removed | $599,900 |
| 2025-04-21 | Listed for sale | $599,900 |
| 2021-11-09 | Sold | $375,000 |
| 2021-10-09 | Pending sale | $375,000 |
| 2021-09-14 | Price change | $375,000 |
| 2021-08-09 | Listed for sale | $400,000 |
For Sale by Agent
View on Zillow