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96 Shores Ln, Falls Of Rough, KY, 40119

3beds
2baths
1,040sqft
$210,000
$202price/sqft
$1,570/moest. monthly cost
$62,800/yrincome needed

About This Home

Welcome to lake life at Rough River Lake! This fully furnished 3-bedroom, 2-bath doublewide offers a unique opportunity to enjoy a turnkey lake retreat with a nostalgic lake getaway feel. Featuring a split-bedroom floor plan, living area, dining area, and all appliances included, this home is ready for immediate enjoyment. Step outside to relax on the trex deck featuring a seller-added gazebo, enjoy the fire pit area, and take in the lake views. The property includes access to a shared dock with your own boat slip, which has recently been updated with new decking. Additional features include a seller-added concrete circle driveway, storage shed, and Tesla EV charger. This property is being sold completely furnished with everything inside staying, offering a convenient way to enjoy Rough River Lake living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
8/10
4/10
Grayson County High SchoolGrades 9-1210.9 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Residential

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer,Electric Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining Area

Features

  • Split Bedroom
  • Flooring: Carpet
  • Fireplace features: None
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 1,040

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: CONCORDPT004

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Waterfront features: Lake/Pond

Lot

  • Lot size: 0.41 Acres
  • Lot size dimensions: 0.41

Parking

  • Parking features: Circular Driveway,Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$179$2,148
Property Taxes $176$2,112
Electricity $154$1,850
Total$1,570$18,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,828/yr
40% on housing$47,100/yr
45% on housing$41,866/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 40119$151
Grayson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 40119
Grayson County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$210,000
2023-03-31Sold$164,000
2023-03-17Pending sale$168,000
2023-02-28Contingent$168,000
2023-02-23Listed for sale$168,000

For Sale by Agent

AgentJenna M. Arnold
BrokerageKey Associates Signature Realty

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