235 Cardinal Ln, Worthville, KY, 41098
About This Home
Cozy 2-Bed, 1-Bath Home on a Beautiful Shaded Lot! Love the idea of sitting outside under towering trees with a cool breeze and total peace and quiet? This property delivers exactly that. This 2-bedroom, 1-bathroom home sits on a spacious lot filled with mature trees that keep things shady, private, and serene. It's move-in ready today -- and if you're handy, there's real opportunity here to build equity and make it exactly what you want. Location is unbeatable for the area: less than 7 miles from I-71 at Carrollton, so you're never far from where you need to be. ✅ 2 Bedrooms | 1 Bathroom ✅ Mature trees & generous shade ✅ Move-in ready with upside potential ✅ Quick access to I-71 at Carrollton Don't overthink it -- just come see it.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Existing Structure
- Year built: 2005
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Washer/Dryer Stacked,Electric Oven,Electric Range,Refrigerator
- Laundry features: Main Level
Bedroom2
- Features: See Remarks
- Level: First
- Area: 131.1
- Dimensions: 11.5 x 11.4
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: See Remarks
- Level: First
- Area: 172.84
- Dimensions: 11.6 x 14.9
Features
- Window features: Vinyl Frames
- Number of fireplaces: 1
- Fireplace features: Inoperable,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,092
- Total interior livable area: 1,092 sqft
Kitchen
- Features: See Remarks
- Level: First
- Area: 115.14
- Dimensions: 11.4 x 10.1
Living Room
- Features: See Remarks
- Level: First
- Area: 260.26
- Dimensions: 18.2 x 14.3
Primary Bath
- Features: See Remarks
- Level: First
- Area: 73.5
- Dimensions: 9.8 x 7.5
Primary Bedroom
- Features: Tray Ceiling(s)
- Level: First
- Area: 151.51
- Dimensions: 13.9 x 10.9
Property
Details
- Parcel number: 0013011002.00
- Zoning description: Unzoned
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Porch
- Fencing: Chain Link,Full,Perimeter,Wood
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 10,454 sqft
- Features: Level,Wooded
- Lot size dimensions: 3.5 lots
Parking
- Total spaces: 2
- Parking features: Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $710 | $8,520 |
| Home Insurance * | $132 | $1,584 |
| Property Taxes | $46 | $552 |
| Electricity | $154 | $1,850 |
| Total | $1,042 | $12,504 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-19 | Listed for sale | $149,500 |
| 2006-08-24 | Sold | $74,200 |
View on Zillow