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314 5th St, Morgan City, LA, 70380

2beds
2baths
1,454sqft
$121,000
$83price/sqft
$1,034/moest. monthly cost
$41,360/yrincome needed

About This Home

This Charming Remodeled Home Is Located In The Heart Of Downtown Morgan City And Offers A Blend Of Classic Character And Modern Comfort With Refinished Hardwood Floors And Tasteful Update Through Throughout This Home Provides Both Warmth And Functionality. Interior Features: Two Bedrooms, Two Bathrooms With Update Finishes, Refinished, Hardwood Floors, Office Or Sunroom Could Easily Serve As A Third Bedroom, New Energy, Efficient Windows, Updated Kitchen, Cabinetry And Bathrooms, New Window Units For Improve Comfort And Efficiency. Exterior Features: Convenient Downtown Location Close To Restaurants, Shopping, And Parks, Low Maintenance Yard Perfect Family Home Or Investment Property.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

9/10
3/10
6/10
Morgan City High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Pillar/Post/Pier
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: Laundry Room

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,693
  • Total interior livable area: 1,454 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Office

  • Level: First

Property

Details

  • Parcel number: 32243413510002
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Covered
  • Fencing: None

Lot

  • Lot size: 5,662 sqft
  • Lot size dimensions: 50' x 114'+/-

Parking

  • Parking features: On Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Tornado
Coastal Flooding
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Other
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $611$7,332
Home Insurance *$238$2,856
Property Taxes $38$456
Electricity $147$1,773
Total$1,034$12,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,451/yr
40% on housing$31,020/yr
45% on housing$27,573/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 70380$85
St. Mary Parish$94

vs Homes Sold Last Month

Median $/sqft

ZIP 70380$97
St. Mary Parish$87

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-17Price change$121,000
2026-02-26Price change$129,000
2025-11-12Listed for sale$135,000
2024-10-04Sold--
2024-08-21Pending sale$55,000
2024-07-07Price change$55,000
2024-03-09Listed for sale$58,000

For Sale by Agent

AgentSarah Sternfels
BrokerageCOLDWELL BANKER LARUSSA REAL ESTATE

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