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2669 128th Ave NW, Coon Rapids, MN, 55448

3beds
2baths
2,127sqft
$499,000
$235price/sqft
$3,435/moest. monthly cost
$137,400/yrincome needed

About This Home

*Photos from a previous split entry model, with a different floor plan*. This split entry home is set to be completed by the end of June. It is one of two homes left in this community. The upstairs includes 3 bedrooms and 2 baths. The main level features custom cabinetry, quartz countertops, LVP flooring, stainless appliances, electric fireplace, and 10' ceilings. The unfinished basement is a walkout to your backyard with mature trees and a pond, while being within minutes from Riverdale shopping and restaurants.

Getting Around

18
WalkingCar-Dependent
23
TransitMinimal Transit
32
BikeSomewhat Bikeable

Schools

10/10
7/10
Anoka Senior High SchoolGrades 9-122.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt

Other

  • Builder name: STC HOMES

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Electric Water Heater,Freezer,Microwave,Range,Refrigerator
  • Laundry features: In Basement,Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Drain Tiled,Unfinished,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 195
  • Dimensions: 15 x 13

Bedroom2

  • Level: Upper
  • Area: 138
  • Dimensions: 12 x 11.5

Bedroom3

  • Level: Upper
  • Area: 156
  • Dimensions: 13 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 172.5
  • Dimensions: 15 x 11.5

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,527

Garage

  • Level: Main
  • Area: 912
  • Dimensions: 38 x 24

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,127
  • Total interior livable area: 2,127 sqft

Kitchen

  • Level: Main
  • Area: 172.5
  • Dimensions: 15 x 11.5

Living Room

  • Level: Main
  • Area: 232.5
  • Dimensions: 15.5 x 15

Walk In Closet

  • Level: Upper
  • Area: 36
  • Dimensions: 9 x 4

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 043124430010
  • Zoning description: Residential-Single Family
  • Foundation area: 786

Features

  • Levels: Three Level Split
  • Fencing: None

Lot

  • Lot size: 2.10 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: x x x

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Tuckunder Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$306$3,672
Property Taxes $427$5,124
Electricity $179$2,152
Total$3,435$41,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,771/yr
40% on housing$103,050/yr
45% on housing$91,600/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 55448$164
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55448$182
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$499,000

New Construction

AgentAshley Attia
BrokerageeXp Realty

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