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2699 128th Ave NW, Coon Rapids, MN, 55448

3beds
2baths
1,460sqft
$475,000
$325price/sqft
$3,269/moest. monthly cost
$130,760/yrincome needed

About This Home

This home is currently under construction. It is a slab, one level home. At this phase in construction, all interior and exterior selections are still available. This home backs up to protected wetland, while being less than 5 minutes to Riverdale shopping and restaurants. There will only be 1 additional home built in this neighborhood - it will be a split entry home. *Photos are from 2 previous builds of a split entry version of this one level plan. The layout remains the same, except for the stairs in the front entryway.*

Getting Around

18
WalkingCar-Dependent
23
TransitMinimal Transit
32
BikeSomewhat Bikeable

Schools

10/10
7/10
Anoka Senior High SchoolGrades 9-122.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Asphalt

Other

  • Builder name: STC HOMES

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Electric Water Heater,Freezer,Microwave,Range,Refrigerator
  • Laundry features: Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: None

Bedroom

  • Level: Main
  • Area: 143
  • Dimensions: 13 x 11

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12 x 10

Bedroom3

  • Level: Main
  • Area: 126.5
  • Dimensions: 11 x 11.5

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 14 x 12

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,430

Garage

  • Level: Main
  • Area: 600
  • Dimensions: 30 x 20

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,460
  • Total interior livable area: 1,460 sqft

Kitchen

  • Level: Main
  • Area: 203
  • Dimensions: 14.5 x 14

Living Room

  • Level: Main
  • Area: 144
  • Dimensions: 12 x 12

Property

Accessibility

  • Accessibility features: No Stairs External,No Stairs Internal

Details

  • Parcel number: 043124430007
  • Zoning description: Residential-Single Family
  • Foundation area: 1430

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: None

Lot

  • Lot size: 0.27 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: x x x

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$291$3,492
Property Taxes $407$4,884
Electricity $170$2,050
Total$3,269$39,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,080/yr
40% on housing$98,070/yr
45% on housing$87,173/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 55448$164
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55448$182
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-28Listed for sale$475,000

New Construction

AgentAshley Attia
BrokerageeXp Realty

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