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6478 Fox Rd, Lino Lakes, MN, 55014

3beds
2baths
1,840sqft
$895,000
$486price/sqft
$6,096/moest. monthly cost
$243,840/yrincome needed

About This Home

To be built in Saddle Club, one level with all the custom features. Many custom plans to choose from. Builders has other model homes to view.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Early Childhood CenterGrades PK-K0.9 mi
7/10
Centennial Middle SchoolGrades 6-82.5 mi
10/10
Centennial High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle,Asphalt,Pitched
  • Construction materials: Concrete

Other

  • Builder name: LANG BUILDERS INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Double Oven,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Gas Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,8 ft+ Pour,Full,Concrete

Bedroom

  • Level: Main
  • Area: 196
  • Dimensions: 14x14

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Bedroom3

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,840

Great Room

  • Level: Main
  • Area: 272
  • Dimensions: 16x17

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,840
  • Total interior livable area: 1,840 sqft

Kitchen

  • Level: Main
  • Area: 297
  • Dimensions: 27x11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 283122340017
  • Zoning description: Residential-Single Family
  • Foundation area: 1840

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.30 Acres
  • Features: Cleared,Corner Lot,Sod Included in Price
  • Lot size dimensions: 105 x 135 x 105 x 135

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$565$6,780
Property Taxes $836$10,032
Electricity $170$2,050
Total$6,096$73,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$209,005/yr
40% on housing$182,880/yr
45% on housing$162,560/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$486This listing

vs Other Active Listings

Avg $/sqft

ZIP 55014$180
Anoka County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 55014$214
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-04-24Price change$895,000
2024-04-26Listed for sale$842,671
2024-04-25Listing removed--
2023-08-15Sold$845,000
2023-07-31Listed for sale$159,900
2023-05-18Listing removed--
2022-04-04Price change$159,900
2021-05-20Listed for sale$129,900
2021-05-20Listing removed--
2021-01-11Price change$129,900
2020-05-19Listed for sale$119,900
2020-04-09Listing removed$124,900
2019-04-08Listed for sale$124,900

For Sale by Agent

AgentKen Nietfeld
BrokerageRE/MAX Results

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